RateZip News

Rate news, from the data up.

Daily rate reports and market coverage generated from RateZip's own rate tracking, reviewed and edited by a named editor before publish. How we work: editorial standards · how we use AI · corrections.

• Mortgage rates today, August 14, 2026: posted rates move at 4 of 8 tracked lenders

  By LeeAnn Reynolds · August 14, 2026

  Posted rates moved on Friday: U.S. Bank 30-Year Fixed to 6.49% (−0.135), Wells Fargo 30-Year Fixed to 6.5% (−0.125), Bank of America 15-Year Fixed to 5.875% (−0.125), Bank of America 20-Year Fixed to 6.5% (−0.125), and 5 more posted rates. The full table and the 30-day trend are below.

• Mortgage market, week of August 13: home-equity products hold 77% of inquiry demand as posted rates idle

  By LeeAnn Reynolds · August 13, 2026

  A year ago, home-equity products accounted for 25% of the mortgage demand consumers brought to RateZip's network. Over the three months through July 2026, that figure was 77%. The customers walking through the door have changed — this is what the turn looks like in our own data, as of August 13, 2026.

• Mortgage rates today, August 13, 2026: posted rates move at 4 of 8 tracked lenders

  By LeeAnn Reynolds · August 13, 2026

  Posted rates moved on Thursday: U.S. Bank 20-Year Fixed to 6.125% (−0.25), AmeriSave 30-Year Fixed to 5.5% (−0.125), AmeriSave 15-Year Fixed to 4.625% (−0.125), U.S. Bank VA 30-Year Fixed to 6.25% (−0.125), and 4 more posted rates. The full table and the 30-day trend are below.

• Mortgage rates today, August 12, 2026: posted rates move at 1 of 8 tracked lenders

  By LeeAnn Reynolds · August 12, 2026

  Posted rates moved on Wednesday: U.S. Bank FHA 30-Year Fixed to 6.625% (+0.125), U.S. Bank 7/6 ARM to 6.25% (−0.125). The full table and the 30-day trend are below.

• Mortgage rates today, August 10, 2026: posted lender rates hold across the board

  By LeeAnn Reynolds · August 10, 2026

  The 8 lenders RateZip tracks left all 27 posted rates we follow unchanged on Monday — the table below shows where every posted product stands, and the week-over-week read follows it.

• Mortgage rates this week: August 3-7, 2026

  By LeeAnn Reynolds · August 8, 2026

  Posted mortgage rates at the 8 lenders RateZip tracks ended the week of August 3-7, 2026 mostly lower: of the 27 posted rates with readings on more than one day this week, 12 finished lower than they started it, 0 higher, and 15 unchanged. The week's largest move: AmeriSave's posted 30-Year Fixed Refinance, down 0.135 points to 5.99%.

• Mortgage rates today, August 6, 2026: posted rates move at 3 of 8 tracked lenders

  By LeeAnn Reynolds · August 6, 2026

  Posted rates moved on Thursday: Wells Fargo 30-Year Fixed to 6.5% (−0.125), U.S. Bank FHA 30-Year Fixed to 6.5% (−0.125), U.S. Bank VA 30-Year Fixed to 6.25% (−0.125), U.S. Bank Jumbo 30-Year Fixed to 6.75% (−0.125), and 3 more posted rates. The full table and the 30-day trend are below.

• Mortgage rates today, August 5, 2026: posted rates move at 6 of 8 tracked lenders

  By LeeAnn Reynolds · August 5, 2026

  Posted rates moved on Wednesday: AmeriSave 30-Year Fixed to 5.5% (−0.125), Rocket Mortgage 30-Year Fixed to 6.75% (−0.125), Bank of America 30-Year Fixed to 6.75% (−0.125), AmeriSave 15-Year Fixed to 4.625% (−0.125), and 8 more posted rates. The full table and the 30-day trend are below.

• Mortgage rates today, August 4, 2026: posted rates move at 3 of 8 tracked lenders

  By LeeAnn Reynolds · August 4, 2026

  Posted rates moved on Tuesday: AmeriSave 30-Year Fixed Refinance to 5.99% (−0.135), Rocket Mortgage 30-Year Fixed to 6.875% (+0.125), U.S. Bank FHA 30-Year Fixed to 6.625% (+0.125), U.S. Bank Jumbo 30-Year Fixed to 6.875% (+0.125). The full table and the 30-day trend are below.

• Mortgage rates today, August 3, 2026: posted lender rates hold across the board

  By Paul Knag · August 3, 2026

  The 8 lenders RateZip tracks left all 27 posted rates we follow unchanged on Monday - the table below shows where every posted product stands, and the week-over-week read follows it.

• Home value movers, August 2026: Florida cities take 9 of the 10 biggest declines; Spokane leads gains

  By LeeAnn Reynolds · August 3, 2026

  RateZip's Home Value Movers, August 2026 edition: between the July 23, 2026 baseline and the August 1, 2026 refresh, median tracked home values fell 5.1% in Lehigh Acres, FL and 3.5% in St. Petersburg, FL, while Spokane, WA (+1.0%) and West Palm Beach, FL (+1.0%) posted the largest gains.

• Mortgage rates today, July 31, 2026: posted rates move at 5 of 8 tracked lenders

  By LeeAnn Reynolds · July 31, 2026

  Posted rates moved on Friday: AmeriSave 15-Year Fixed Refinance to 5.25% (−0.625), AmeriSave 30-Year Fixed to 5.625% (+0.125), U.S. Bank FHA 30-Year Fixed to 6.5% (+0.125), Wells Fargo 7/6 ARM to 6.25% (−0.125), and 3 more posted rates. The full table and the 30-day trend are below.

• Mortgage rates today, July 30, 2026: posted lender rates hold across the board

  By LeeAnn Reynolds · July 30, 2026

  The 8 lenders RateZip tracks left all 27 posted rates we follow unchanged on Thursday - the table below shows where every posted product stands, and the week-over-week read follows it.

• Mortgage rates today, July 29, 2026: Rocket Mortgage cuts posted 30-year to 6.75%

  By LeeAnn Reynolds · July 29, 2026

  Rocket Mortgage lowered its posted 30-Year Fixed rate 0.125 points to 6.75% on Wednesday, while the other lenders RateZip tracks left their published rates unchanged.

• Mortgage rates today, July 28, 2026: AmeriSave cuts posted 30-year to 5.5%

  By LeeAnn Reynolds · July 28, 2026

  AmeriSave lowered its posted 30-Year Fixed rate 0.125 points to 5.5% on Tuesday, while the other lenders RateZip tracks left their published rates unchanged.