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Daily rate reports and market coverage generated from RateZip's own rate tracking, reviewed and edited by a named editor before publish. How we work: editorial standards · how we use AI · corrections.

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  Mortgage rates today, July 27, 2026: 30-year holds at 6.42%

  By LeeAnn Reynolds · July 27, 2026

  The average 30-year fixed mortgage rate held at 6.42% on Monday, unchanged from Friday and down 0.11 points over the past month.