RateZip News

Rate news, from the data up.

Daily rate reports and market coverage generated from RateZip's own rate tracking, reviewed and edited by a named editor before publish. How we work: editorial standards · how we use AI · corrections.

• Mortgage rates today, October 9, 2026: posted rates move at 4 of 8 tracked lenders

  By LeeAnn Reynolds · October 9, 2026

  Posted rates moved on Friday: Bank of America 20-Year Fixed to 7.125% (−0.5), Bank of America 30-Year Fixed to 7.5% (−0.25), U.S. Bank VA 30-Year Fixed to 7.25% (−0.25), AmeriSave 15-Year Fixed to 5.5% (+0.125), and 4 more posted rates. The full table and the 30-day trend are below.

• 10 places where home value estimates have shifted since summer

  By Paul Knag · October 8, 2026

  Danville, Virginia, led the gains in RateZip's latest comparison, while Meridian, Mississippi, saw the largest decline. Here's what homeowners can learn from the changes.

• The gap between the cheapest and priciest 30-year mortgage widened this week — it is now worth about $370 a month on a $400,000 loan

  By LeeAnn Reynolds · October 8, 2026

  The most consequential number in mortgage shopping isn't any lender's rate — it's the distance between them. This week that distance widened: the gap between the cheapest and most expensive posted 30-year rate RateZip tracks stands at 1.375 points as of October 8, 2026.

• Mortgage rates today, October 8, 2026: posted rates move at 4 of 8 tracked lenders

  By LeeAnn Reynolds · October 8, 2026

  Posted rates moved on Thursday: U.S. Bank VA 30-Year Fixed to 7.5% (+0.25), Wells Fargo 7/6 ARM to 6.75% (−0.25), Rocket Mortgage 30-Year Fixed to 7.5% (−0.125), AmeriSave 15-Year Fixed to 5.375% (−0.125), and 3 more posted rates. The full table and the 30-day trend are below.

• Mortgage rates today, October 7, 2026: posted rates move at 4 of 8 tracked lenders

  By LeeAnn Reynolds · October 7, 2026

  Posted rates moved on Wednesday: AmeriSave 15-Year Fixed Refinance to 5.99% (−0.135), Wells Fargo 30-Year Fixed to 7.5% (−0.125), Bank of America 30-Year Fixed to 7.75% (+0.125), Wells Fargo 15-Year Fixed to 6.75% (−0.125), and 2 more posted rates. The full table and the 30-day trend are below.

• Mortgage rates today: Higher national average stretches buyer budgets

  By LeeAnn Reynolds · October 6, 2026

  The October 1 survey average reached 7.28%. On a hypothetical $400,000 loan, the weekly increase adds $67.58 in monthly principal and interest.

• A $400,000 mortgage at 6% versus 7.3%: the income-budget difference

  By LeeAnn Reynolds · October 4, 2026

  An illustrative 28% housing budget shows how a rate increase changes monthly costs, without implying a lending qualification rule.

• Below your purchase price is not the same as negative equity

  By LeeAnn Reynolds · October 4, 2026

  A home-value decline measures a different thing from the debt secured by the property.

• Home-equity products accounted for about 76% of RateZip’s published summer inquiries

  By LeeAnn Reynolds · October 4, 2026

  June through August inquiries show a strong equity-product skew within RateZip’s network, not the national mortgage market.

• A CD rate above savings does not tell the whole deposit story

  By LeeAnn Reynolds · October 4, 2026

  A dated RateZip board illustrates how term, access, panel composition and APY affect deposit comparisons.

• The jumbo index was slightly below conforming. That is not a personal pricing promise.

  By LeeAnn Reynolds · October 4, 2026

  An October 1 comparison shows a 3.1-basis-point index gap and explains why borrower quotes can differ.

• Mortgage rates rose across six products, but only two matched their annual highs

  By LeeAnn Reynolds · October 4, 2026

  October 1 lock-rate indexes show a broad increase, with different costs and eligibility behind each mortgage category.

• What a quarter-point prime-rate change does to a HELOC balance

  By LeeAnn Reynolds · October 4, 2026

  A transparent payment sensitivity table separates an index change from a borrower’s actual HELOC terms.

• Reverse-mortgage and HELOC inquiries describe different borrowing requests

  By LeeAnn Reynolds · October 4, 2026

  Self-reported medians show a gap in home values and requested amounts, with important limits on interpretation.

• Six savings-rate raises broke a quiet stretch on RateZip’s September board

  By LeeAnn Reynolds · October 4, 2026

  The weeks ending September 21 and 28 recorded six raises and no cuts among tracked savings entries.

• A week of higher mortgage rates adds to the homebuyer budget squeeze

  By LeeAnn Reynolds · October 3, 2026

  The weekly 30-year average reached 7.28%, adding $67.58 to an illustrative monthly payment as financing costs put pressure on buyers and owners considering a move.

• Average 30-year mortgage rate hits highest since November 2023

  By LeeAnn Reynolds · October 2, 2026

  Freddie Mac’s weekly average reached 7.28%; five of six lenders in RateZip’s October 2 30-Year Fixed observations posted rates above it.

• Weekly mortgage average rises to 7.03%, adding $21.48 to a hypothetical payment

  By LeeAnn Reynolds · September 30, 2026

  A higher weekly mortgage average adds to a hypothetical payment, while five of six tracked September 30 30-year fixed lender postings sit above that benchmark.

• Matching mortgage rates can carry different upfront costs

  By LeeAnn Reynolds · September 29, 2026

  Tuesday’s lender examples show different points and APRs at the same interest rate as the weekly national benchmark rises.

• Low-rate mortgages keep homeowners weighing the cost of a move

  By LeeAnn Reynolds · September 28, 2026

  Monday’s posted lender rate observations contrast with older loans, as a Federal Reserve speech highlights the effect on homes for sale.

• Mortgage rates top 7%: the weekly rise is small beside the annual change

  By Paul Knag · September 26, 2026

  On an illustrative $400,000 loan, the monthly payment gap from last year is much larger than this week’s increase. Supply constraints add a longer history.

• Homeowners are borrowing against their houses instead of refinancing them

  By LeeAnn Reynolds · September 25, 2026

  With the average 30-year fixed at 7.03% and one economist calling 7% the new normal, borrower demand has swung almost entirely to home equity.

• Rates climbed again Thursday, and homeowners are answering with their equity

  By LeeAnn Reynolds · September 24, 2026

  Posted 30-year rates rose across most major lenders as borrower inquiries shift decisively away from refinancing and toward home-equity borrowing.

• Lenders are pricing the same 30-year loan 1.375 points apart

  By LeeAnn Reynolds · September 23, 2026

  On a morning when several big lenders trimmed their posted rates, the gap between the cheapest and priciest quote dwarfed the size of any single cut.

• Home equity now draws three of every four mortgage inquiries as the 30-year average reaches 6.95%

  By LeeAnn Reynolds · September 22, 2026

  Refinancing has all but vanished from borrower demand, and the gap between the cheapest and most expensive lender is now worth roughly $333 a month.

• Rates sit still, but borrowers have already changed what they're asking for

  By LeeAnn Reynolds · September 21, 2026

  With the average 30-year fixed near 7%, the mortgage requests consumers are submitting have shifted almost entirely away from refinancing and toward tapping home equity.

• Mortgage rates this week: September 14–18, 2026

  By LeeAnn Reynolds · September 19, 2026

  Posted mortgage rates at the 8 lenders RateZip tracks ended the week of September 14–18, 2026 mostly higher: of the 27 posted rates with readings on more than one day this week, 0 finished lower than they started it, 11 higher, and 16 unchanged. The week's largest move: Rocket Mortgage's posted 15-Year Fixed, up 0.25 points to 6.625%.

• Mortgage rates hit their highest level since spring 2025, and homeowners are answering by tapping equity instead of refinancing

  By LeeAnn Reynolds · September 18, 2026

  With the 30-year fixed back near 7% after the Fed's latest hike, refinancing has all but vanished from borrowers' plans while home-equity inquiries now make up three quarters of the demand RateZip tracks.

• Refinancing all but vanishes as mortgage rates climb the morning after the Fed's hike

  By LeeAnn Reynolds · September 17, 2026

  Rocket Mortgage and Bank of America raised their posted 30-year rates Thursday, while the homeowner who once refinanced is increasingly borrowing against the house instead.

• Mortgage rates inch higher again, but the lender you pick still matters more than the day's move

  By LeeAnn Reynolds · September 16, 2026

  Four big lenders raised posted rates Wednesday while the gap between the cheapest and most expensive 30-year offer stretched to 1.26 points, about $333 a month on a $400,000 loan.

• Homeowners stop refinancing and start borrowing against the house as rates climb into the Fed meeting

  By LeeAnn Reynolds · September 15, 2026

  With the 30-year fixed back near 6.8% and the Fed's decision due Wednesday, refinancing has all but vanished from the applications borrowers are filing, and home equity is filling the gap.

• Refinancing has all but vanished from the mortgage market, and homeowners are tapping equity instead

  By LeeAnn Reynolds · September 14, 2026

  Posted rates held steady Monday ahead of the Fed's Wednesday decision, but the bigger shift is in what borrowers are asking for.

• Mortgage rates this week: September 7–11, 2026

  By LeeAnn Reynolds · September 12, 2026

  Posted mortgage rates at the 8 lenders RateZip tracks ended the week of September 7–11, 2026 mostly higher: of the 27 posted rates with readings on more than one day this week, 0 finished lower than they started it, 22 higher, and 5 unchanged. The week's largest move: U.S. Bank's posted 7/6 ARM, up 0.75 points to 7.25%.

• Buyers have the upper hand on price, but the mortgage keeps getting more expensive

  By LeeAnn Reynolds · September 11, 2026

  Five of six tracked lenders raised their posted 30-year rates Friday and Freddie Mac's national average climbed for a second week, even as Redfin counts the most home sellers since 2020.

• Homeowners have stopped waiting for a refinance window, and the numbers show where they went instead

  By LeeAnn Reynolds · September 10, 2026

  With the 30-year fixed stuck near 6.7% and several big lenders nudging posted rates higher again on Thursday, refinancing has all but vanished from borrower inquiries while home-equity borrowing takes over.

• Homeowners have stopped refinancing and started borrowing against their houses

  By LeeAnn Reynolds · September 9, 2026

  Refinance applications just fell to their slowest pace since May 2025, and the borrowers who used to ask about a new mortgage are now asking about their equity instead.

• New Orleans home values rose 4.7% in 31 days

  By LeeAnn Reynolds · September 8, 2026

  The median tracked home value in New Orleans, LA rose 4.7% between August 1, 2026 and September 1, 2026 — the largest move, in either direction, across the 101 cities where RateZip tracks enough homes to publish.

• Mortgage rates aren't budging, and homeowners have stopped waiting to refinance

  By LeeAnn Reynolds · September 8, 2026

  With the 30-year fixed stuck near 6.7% and economists seeing no relief this fall, borrowers are turning to the equity in their homes instead.

• Mortgage rates hit a four-week high, and homeowners are reaching for their equity instead of refinancing

  By LeeAnn Reynolds · September 7, 2026

  With the 30-year fixed back near 6.7% and the Fed signaling a hold, refinancing has all but vanished from borrower inquiries while second-mortgage demand keeps climbing.

• Mortgage rates this week: August 31–September 4, 2026

  By LeeAnn Reynolds · September 5, 2026

  Posted mortgage rates at the 8 lenders RateZip tracks ended the week of August 31–September 4, 2026 mostly higher: of the 27 posted rates with readings on more than one day this week, 0 finished lower than they started it, 8 higher, and 19 unchanged. The week's largest move: U.S. Bank's posted VA 30-Year Fixed, up 0.25 points to 6.5%.

• Homeowners aren't moving or refinancing, they're borrowing against the house

  By LeeAnn Reynolds · September 4, 2026

  With the 30-year fixed rising again, home-equity loans now account for three of every four mortgage inquiries RateZip sees, and refinancing has all but vanished.

• The refinance is vanishing from homeowners' plans, and the HELOC is taking its place

  By LeeAnn Reynolds · September 3, 2026

  Home-equity products drew 76% of the mortgage inquiries RateZip received over the three months through August, up from 43% a year earlier, while rates edged higher again this week.

• Home value movers, September 2026: Florida cities take 6 of the 10 biggest declines; New Orleans leads gains

  By LeeAnn Reynolds · September 2, 2026

  RateZip's Home Value Movers, September 2026 edition: between the August 1, 2026 baseline and the September 1, 2026 refresh, median tracked home values fell 1.5% in Palm Bay, FL and 0.7% in New Port Richey, FL, while New Orleans, LA (+4.7%) and Pittsburgh, PA (+3.8%) posted the largest gains.

• Homeowners are asking about their equity, not a refinance, as mortgage rates drift up again

  By LeeAnn Reynolds · September 2, 2026

  Posted rates ticked higher at several big lenders Wednesday, and the borrowers showing up are mostly looking to tap the house they already own.

• Mortgage rates today, September 1, 2026: posted rates move at 3 of 8 tracked lenders

  By LeeAnn Reynolds · September 1, 2026

  Posted rates moved on Tuesday: U.S. Bank VA 30-Year Fixed to 6.5% (+0.25), AmeriSave 30-Year Fixed Refinance to 6.125% (+0.135), U.S. Bank 30-Year Fixed to 6.75% (+0.125), Bank of America 15-Year Fixed to 6.125% (+0.125), and 4 more posted rates. The full table and the 30-day trend are below.

• Mortgage rates today, August 31, 2026: posted lender rates hold across the board

  By LeeAnn Reynolds · August 31, 2026

  The 8 lenders RateZip tracks left all 27 posted rates we follow unchanged on Monday — the table below shows where every posted product stands, and the week-over-week read follows it.

• Mortgage rates this week: August 24–28, 2026

  By LeeAnn Reynolds · August 29, 2026

  Posted mortgage rates at the 8 lenders RateZip tracks ended the week of August 24–28, 2026 mostly lower: of the 27 posted rates with readings on more than one day this week, 8 finished lower than they started it, 0 higher, and 19 unchanged. The week's largest move: U.S. Bank's posted 20-Year Fixed, down 0.25 points to 6.125%.

• Mortgage rates today, August 28, 2026: posted rates move at 3 of 8 tracked lenders

  By LeeAnn Reynolds · August 28, 2026

  Posted rates moved on Friday: AmeriSave 15-Year Fixed to 4.75% (+0.125), Wells Fargo 15-Year Fixed to 5.875% (+0.125), U.S. Bank 7/6 ARM to 6.125% (+0.125). The full table and the 30-day trend are below.

• Mortgage rates today, August 27, 2026: posted rates move at 3 of 8 tracked lenders

  By LeeAnn Reynolds · August 27, 2026

  Posted rates moved on Thursday: Rocket Mortgage 30-Year Fixed to 6.75% (+0.5), Wells Fargo 30-Year Fixed to 6.625% (+0.125), U.S. Bank 20-Year Fixed to 6.125% (−0.125), U.S. Bank FHA 30-Year Fixed to 6.5% (−0.125), and 4 more posted rates. The full table and the 30-day trend are below.

• Mortgage rates today, August 26, 2026: posted rates move at 6 of 8 tracked lenders

  By LeeAnn Reynolds · August 26, 2026

  Posted rates moved on Wednesday: Rocket Mortgage 30-Year Fixed to 6.25% (−0.5), AmeriSave 30-Year Fixed to 5.5% (−0.125), Wells Fargo 30-Year Fixed to 6.5% (−0.125), Bank of America 30-Year Fixed to 6.75% (−0.125), and 6 more posted rates. The full table and the 30-day trend are below.

• Mortgage rates today, August 25, 2026: posted rates move at 2 of 8 tracked lenders

  By LeeAnn Reynolds · August 25, 2026

  Posted rates moved on Tuesday: Wells Fargo VA 30-Year Fixed to 6.125% (+0.125), Veterans United VA 30-Year Fixed to 5.99% (+0.115). The full table and the 30-day trend are below.

• Mortgage rates today, August 24, 2026: posted lender rates hold across the board

  By LeeAnn Reynolds · August 24, 2026

  The 8 lenders RateZip tracks left all 27 posted rates we follow unchanged on Monday — the table below shows where every posted product stands, and the week-over-week read follows it.

• Foreclosure activity is climbing among the homes we track — and Florida nearly doubled

  By Paul Knag · August 22, 2026

  Foreclosure-process events across RateZip's tracked homes rose 32.6% in the first half of 2026 versus a year earlier — from 55.4 to 73.4 events per 10,000 tracked homes. Florida climbed 87.7% and Georgia 73%, while Texas and New Jersey declined. June 2026 was the heaviest single month in our two-and-a-half-year series.

• Mortgage rates this week: August 17–21, 2026

  By LeeAnn Reynolds · August 22, 2026

  Posted mortgage rates at the 8 lenders RateZip tracks ended the week of August 17–21, 2026 mostly higher: of the 27 posted rates with readings on more than one day this week, 0 finished lower than they started it, 11 higher, and 16 unchanged. The week's largest move: Wells Fargo's posted 30-Year Fixed, up 0.25 points to 6.625%.

• Mortgage rates today, August 21, 2026: posted rates move at 3 of 8 tracked lenders

  By LeeAnn Reynolds · August 21, 2026

  Posted rates moved on Friday: U.S. Bank 20-Year Fixed to 6.375% (+0.25), AmeriSave 30-Year Fixed to 5.625% (+0.125), AmeriSave 15-Year Fixed to 4.75% (+0.125), U.S. Bank FHA 30-Year Fixed to 6.625% (+0.125), and 5 more posted rates. The full table and the 30-day trend are below.

• Mortgage market, week of August 20: home-equity products hold 77% of inquiry demand as posted rates idle

  By LeeAnn Reynolds · August 20, 2026

  A year ago, home-equity products accounted for 25% of the mortgage demand consumers brought to RateZip's network. Over the three months through July 2026, that figure was 77%. The customers walking through the door have changed — this is what the turn looks like in our own data, as of August 20, 2026.

• Mortgage rates today, August 20, 2026: posted rates move at 4 of 8 tracked lenders

  By LeeAnn Reynolds · August 20, 2026

  Posted rates moved on Thursday: U.S. Bank 20-Year Fixed to 6.125% (−0.25), AmeriSave 30-Year Fixed to 5.5% (−0.125), Bank of America 30-Year Fixed to 6.75% (−0.125), AmeriSave 15-Year Fixed to 4.625% (−0.125), and 8 more posted rates. The full table and the 30-day trend are below.

• Mortgage rates today, August 19, 2026: posted rates move at 2 of 8 tracked lenders

  By LeeAnn Reynolds · August 19, 2026

  Posted rates moved on Wednesday: Bank of America 30-Year Fixed to 6.875% (+0.125), U.S. Bank FHA 30-Year Fixed to 6.625% (+0.125), U.S. Bank VA 30-Year Fixed to 6.375% (+0.125), Bank of America 7/6 ARM to 6.125% (+0.125), and 1 more posted rates. The full table and the 30-day trend are below.

• Mortgage rates today, August 18, 2026: posted rates move at 4 of 8 tracked lenders

  By LeeAnn Reynolds · August 18, 2026

  Posted rates moved on Tuesday: Wells Fargo 30-Year Fixed to 6.625% (+0.25), U.S. Bank 20-Year Fixed to 6.375% (+0.25), U.S. Bank 30-Year Fixed to 6.625% (+0.135), Rocket Mortgage 30-Year Fixed to 6.75% (+0.125), and 5 more posted rates. The full table and the 30-day trend are below.

• Mortgage rates today, August 17, 2026: posted lender rates hold across the board

  By LeeAnn Reynolds · August 17, 2026

  The 8 lenders RateZip tracks left all 27 posted rates we follow unchanged on Monday — the table below shows where every posted product stands, and the week-over-week read follows it.

• Mortgage rates this week: August 10–14, 2026

  By LeeAnn Reynolds · August 15, 2026

  Posted mortgage rates at the 8 lenders RateZip tracks ended the week of August 10–14, 2026 mostly lower: of the 27 posted rates with readings on more than one day this week, 7 finished lower than they started it, 4 higher, and 16 unchanged. The week's largest move: U.S. Bank's posted 20-Year Fixed, down 0.25 points to 6.125%.

• Mortgage rates today, August 14, 2026: posted rates move at 4 of 8 tracked lenders

  By LeeAnn Reynolds · August 14, 2026

  Posted rates moved on Friday: U.S. Bank 30-Year Fixed to 6.49% (−0.135), Wells Fargo 30-Year Fixed to 6.5% (−0.125), Bank of America 15-Year Fixed to 5.875% (−0.125), Bank of America 20-Year Fixed to 6.5% (−0.125), and 5 more posted rates. The full table and the 30-day trend are below.

• Mortgage market, week of August 13: home-equity products hold 77% of inquiry demand as posted rates idle

  By LeeAnn Reynolds · August 13, 2026

  A year ago, home-equity products accounted for 25% of the mortgage demand consumers brought to RateZip's network. Over the three months through July 2026, that figure was 77%. The customers walking through the door have changed — this is what the turn looks like in our own data, as of August 13, 2026.

• Mortgage rates today, August 13, 2026: posted rates move at 4 of 8 tracked lenders

  By LeeAnn Reynolds · August 13, 2026

  Posted rates moved on Thursday: U.S. Bank 20-Year Fixed to 6.125% (−0.25), AmeriSave 30-Year Fixed to 5.5% (−0.125), AmeriSave 15-Year Fixed to 4.625% (−0.125), U.S. Bank VA 30-Year Fixed to 6.25% (−0.125), and 4 more posted rates. The full table and the 30-day trend are below.

• Mortgage rates today, August 12, 2026: posted rates move at 1 of 8 tracked lenders

  By LeeAnn Reynolds · August 12, 2026

  Posted rates moved on Wednesday: U.S. Bank FHA 30-Year Fixed to 6.625% (+0.125), U.S. Bank 7/6 ARM to 6.25% (−0.125). The full table and the 30-day trend are below.

• Lehigh Acres home values fell 5.1% in 9 days — and 9 of the 10 biggest declines are in Florida

  By LeeAnn Reynolds · August 11, 2026

  The median tracked home value in Lehigh Acres, FL fell 5.1% between July 23, 2026 and August 1, 2026 — the largest move, in either direction, across the 101 cities where RateZip tracks enough homes to publish. It is not alone: 9 of the 10 biggest declines this edition are Florida cities — St. Petersburg at −3.5%; Cape Coral at −3.1%; Hialeah at −2.6%.

• Mortgage rates today, August 10, 2026: posted lender rates hold across the board

  By LeeAnn Reynolds · August 10, 2026

  The 8 lenders RateZip tracks left all 27 posted rates we follow unchanged on Monday — the table below shows where every posted product stands, and the week-over-week read follows it.

• Mortgage rates this week: August 3-7, 2026

  By LeeAnn Reynolds · August 8, 2026

  Posted mortgage rates at the 8 lenders RateZip tracks ended the week of August 3-7, 2026 mostly lower: of the 27 posted rates with readings on more than one day this week, 12 finished lower than they started it, 0 higher, and 15 unchanged. The week's largest move: AmeriSave's posted 30-Year Fixed Refinance, down 0.135 points to 5.99%.

• Mortgage rates today, August 6, 2026: posted rates move at 3 of 8 tracked lenders

  By LeeAnn Reynolds · August 6, 2026

  Posted rates moved on Thursday: Wells Fargo 30-Year Fixed to 6.5% (−0.125), U.S. Bank FHA 30-Year Fixed to 6.5% (−0.125), U.S. Bank VA 30-Year Fixed to 6.25% (−0.125), U.S. Bank Jumbo 30-Year Fixed to 6.75% (−0.125), and 3 more posted rates. The full table and the 30-day trend are below.

• Mortgage rates today, August 5, 2026: posted rates move at 6 of 8 tracked lenders

  By LeeAnn Reynolds · August 5, 2026

  Posted rates moved on Wednesday: AmeriSave 30-Year Fixed to 5.5% (−0.125), Rocket Mortgage 30-Year Fixed to 6.75% (−0.125), Bank of America 30-Year Fixed to 6.75% (−0.125), AmeriSave 15-Year Fixed to 4.625% (−0.125), and 8 more posted rates. The full table and the 30-day trend are below.

• Mortgage rates today, August 4, 2026: posted rates move at 3 of 8 tracked lenders

  By LeeAnn Reynolds · August 4, 2026

  Posted rates moved on Tuesday: AmeriSave 30-Year Fixed Refinance to 5.99% (−0.135), Rocket Mortgage 30-Year Fixed to 6.875% (+0.125), U.S. Bank FHA 30-Year Fixed to 6.625% (+0.125), U.S. Bank Jumbo 30-Year Fixed to 6.875% (+0.125). The full table and the 30-day trend are below.

• Mortgage rates today, August 3, 2026: posted lender rates hold across the board

  By Paul Knag · August 3, 2026

  The 8 lenders RateZip tracks left all 27 posted rates we follow unchanged on Monday - the table below shows where every posted product stands, and the week-over-week read follows it.

• Home value movers, August 2026: Florida cities take 9 of the 10 biggest declines; Spokane leads gains

  By LeeAnn Reynolds · August 3, 2026

  RateZip's Home Value Movers, August 2026 edition: between the July 23, 2026 baseline and the August 1, 2026 refresh, median tracked home values fell 5.1% in Lehigh Acres, FL and 3.5% in St. Petersburg, FL, while Spokane, WA (+1.0%) and West Palm Beach, FL (+1.0%) posted the largest gains.

• Mortgage rates today, July 31, 2026: posted rates move at 5 of 8 tracked lenders

  By LeeAnn Reynolds · July 31, 2026

  Posted rates moved on Friday: AmeriSave 15-Year Fixed Refinance to 5.25% (−0.625), AmeriSave 30-Year Fixed to 5.625% (+0.125), U.S. Bank FHA 30-Year Fixed to 6.5% (+0.125), Wells Fargo 7/6 ARM to 6.25% (−0.125), and 3 more posted rates. The full table and the 30-day trend are below.

• Mortgage rates today, July 30, 2026: posted lender rates hold across the board

  By LeeAnn Reynolds · July 30, 2026

  The 8 lenders RateZip tracks left all 27 posted rates we follow unchanged on Thursday - the table below shows where every posted product stands, and the week-over-week read follows it.

• Mortgage rates today, July 29, 2026: Rocket Mortgage cuts posted 30-year to 6.75%

  By LeeAnn Reynolds · July 29, 2026

  Rocket Mortgage lowered its posted 30-Year Fixed rate 0.125 points to 6.75% on Wednesday, while the other lenders RateZip tracks left their published rates unchanged.

• Mortgage rates today, July 28, 2026: AmeriSave cuts posted 30-year to 5.5%

  By LeeAnn Reynolds · July 28, 2026

  AmeriSave lowered its posted 30-Year Fixed rate 0.125 points to 5.5% on Tuesday, while the other lenders RateZip tracks left their published rates unchanged.