RateZip Data · Home Values

Home Value Movers: tracked estimates and purchase-price comparisons

By Paul Knag, Founder, RateZip · Updated October 8, 2026

Compare captured home-value estimates with recorded purchase prices and between monthly data captures. Capture dates identify when estimates were collected; they do not establish when valuations were recalculated. These tracked properties are not representative of all homes or buyers in each city.

Homes bought since 2022

This comparison uses each tracked home's latest available estimate captured between July 23, 2026 and October 1, 2026 against its recorded purchase price. Among tracked homes last purchased in 2022 or later, the median percentage difference was +6.0% versus its recorded purchase price, and 30% of those homes had an estimated value below the recorded purchase price. The lowest tracked city median for that cohort was Atlanta, Georgia at −9.8%, where 73% of 2022-and-later purchases had estimates below their price.

#	City	State	Median vs. purchase	Estimated below purchase
1	Atlanta	Georgia	−9.8%	73%
2	Little Rock	Arkansas	−6.7%	57%
3	Jonesboro	Georgia	−5.3%	59%
4	Fort Myers	Florida	−5.2%	69%
5	Lithonia	Georgia	−4.2%	80%
6	Phoenix	Arizona	−3.6%	70%
7	Winter Haven	Florida	−3.5%	74%
8	Colorado Springs	Colorado	−3.3%	70%
9	Aurora	Colorado	−3.2%	65%
10	Bradenton	Florida	−2.9%	67%
11	Conyers	Georgia	−2.8%	68%
12	Riverdale	Georgia	−2.5%	66%
13	Melbourne	Florida	−2.5%	58%
14	Lawrenceville	Georgia	−2.1%	66%
15	Denver	Colorado	−1.9%	62%
16	Palm Bay	Florida	−1.6%	57%
17	Tucson	Arizona	−1.6%	59%
18	Kissimmee	Florida	−1.5%	61%
19	Port Charlotte	Florida	−1.3%	62%
20	McDonough	Georgia	−1.1%	70%
21	Orlando	Florida	−0.9%	58%
22	Mesa	Arizona	−0.9%	59%
23	Lakeland	Florida	−0.9%	56%
24	Boynton Beach	Florida	−0.8%	57%
25	New Port Richey	Florida	−0.8%	56%
26	Jacksonville	Florida	−0.8%	55%
27	Las Vegas	Nevada	−0.8%	54%
28	Port Saint Lucie	Florida	−0.7%	56%
29	Stone Mountain	Georgia	−0.7%	52%
30	Naples	Florida	−0.7%	51%
31	Sarasota	Florida	−0.7%	55%
32	Hollywood	Florida	−0.7%	53%
33	Vero Beach	Florida	−0.7%	53%
34	West Palm Beach	Florida	−0.6%	51%
35	St. Augustine	Florida	−0.5%	53%
36	Clearwater	Florida	−0.4%	50%
37	Covington	Georgia	−0.3%	50%
38	Nashville	Tennessee	−0.2%	51%
39	Vancouver	Washington	−0.2%	52%
40	Pueblo	Colorado	−0.2%	50%
41	Kennesaw	Georgia	−0.2%	51%
42	Ocala	Florida	−0.1%	50%
43	Washington	the District of Columbia	+0.2%	50%
44	Dallas	Georgia	+0.2%	49%
45	Spokane	Washington	+0.2%	49%
46	Savannah	Georgia	+0.4%	45%
47	Panama City	Florida	+0.5%	49%
48	Murfreesboro	Tennessee	+0.5%	47%
49	Cape Coral	Florida	+0.6%	48%
50	St. Petersburg	Florida	+0.7%	46%
51	Memphis	Tennessee	+0.8%	48%
52	Gainesville	Florida	+0.8%	49%
53	Clarksville	Tennessee	+1.2%	46%
54	Tacoma	Washington	+1.3%	38%
55	Marietta	Georgia	+1.5%	43%
56	Decatur	Georgia	+1.6%	46%
57	Tampa	Florida	+1.7%	45%
58	Portland	Oregon	+1.8%	39%
59	Sacramento	California	+2.0%	33%
60	Spring Hill	Florida	+2.1%	38%
61	San Diego	California	+2.2%	27%
62	Pensacola	Florida	+2.3%	42%
63	Fresno	California	+2.4%	20%
64	Stockton	California	+2.4%	30%
65	Boca Raton	Florida	+2.6%	43%
66	Macon	Georgia	+2.6%	46%
67	Charlotte	North Carolina	+2.7%	38%
68	Baton Rouge	Louisiana	+2.9%	28%
69	Shreveport	Louisiana	+3.3%	32%
70	Raleigh	North Carolina	+3.4%	29%
71	New Orleans	Louisiana	+3.5%	42%
72	Edmond	Oklahoma	+3.8%	29%
73	Columbus	Georgia	+3.9%	32%
74	Tallahassee	Florida	+4.0%	33%
75	San Jose	California	+4.0%	19%
76	Oakland	California	+4.0%	23%
77	Cincinnati	Ohio	+4.1%	29%
78	Riverside	California	+4.2%	14%
79	Modesto	California	+4.3%	19%
80	Salem	Oregon	+4.5%	29%
81	Augusta	Georgia	+4.6%	29%
82	Fort Lauderdale	Florida	+4.9%	32%
83	Oklahoma City	Oklahoma	+4.9%	31%
84	Cumming	Georgia	+4.9%	32%
85	Columbus	Ohio	+4.9%	24%
86	Miami	Florida	+5.0%	30%
87	Minneapolis	Minnesota	+5.0%	42%
88	Lancaster	California	+5.4%	8%
89	Seattle	Washington	+5.6%	38%
90	St. Louis	Missouri	+5.7%	35%
91	Columbia	South Carolina	+5.9%	30%
92	Los Angeles	California	+6.1%	14%
93	Long Beach	California	+6.1%	8%
94	San Francisco	California	+6.3%	14%
95	Des Moines	Iowa	+6.6%	34%
96	Harrisburg	Pennsylvania	+7.6%	31%
97	Bakersfield	California	+8.0%	8%
98	Tulsa	Oklahoma	+8.0%	13%
99	Philadelphia	Pennsylvania	+8.2%	29%
100	Chattanooga	Tennessee	+8.2%	24%
101	Norfolk	Virginia	+8.5%	22%
102	Knoxville	Tennessee	+8.8%	29%
103	Baltimore	Maryland	+9.4%	27%
104	Pittsburgh	Pennsylvania	+10.0%	26%
105	Lincoln	Nebraska	+10.4%	12%
106	Louisville	Kentucky	+10.5%	13%
107	Omaha	Nebraska	+10.7%	22%
108	Lancaster	Pennsylvania	+11.9%	18%
109	Waterbury	Connecticut	+12.8%	6%
110	Virginia Beach	Virginia	+12.8%	9%
111	Lexington	Kentucky	+13.3%	23%
112	Jersey City	New Jersey	+14.2%	24%
113	York	Pennsylvania	+14.6%	17%
114	Toms River	New Jersey	+14.9%	7%
115	Warner Robins	Georgia	+15.3%	25%
116	Detroit	Michigan	+15.3%	32%
117	Chicago	Illinois	+15.7%	24%
118	Grand Rapids	Michigan	+16.6%	12%
119	Newark	New Jersey	+17.1%	31%
120	St. Paul	Minnesota	+17.5%	6%
121	Erie	Pennsylvania	+17.8%	18%
122	Lansing	Michigan	+19.0%	12%
123	Richmond	Virginia	+19.4%	12%
124	Allentown	Pennsylvania	+20.0%	15%
125	Rockford	Illinois	+23.7%	19%
126	Reading	Pennsylvania	+24.0%	11%

Cohort figures cover properties whose last arms-length purchase closed on or after January 1, 2022, each read at its most recent captured estimate between July 23, 2026 and October 1, 2026. Cities are ranked from the lowest median difference from purchase price, and the same 30+ homes floor applies to every published figure. An estimated value below purchase price does not establish negative equity: outstanding mortgage balances are not measured here.

Monthly capture comparison

Tracked home-value estimates showed a 0.0% median change between September 1, 2026 and October 1, 2026. 95.2% of matched homes had exactly the same estimate in both snapshots.

These dates identify data captures, not when each valuation was recalculated. Record-update dates do not establish valuation-effective dates. An unchanged estimate establishes neither stale valuations nor steady market prices. These tracked properties are not a representative sample of all homes in each city.

99.6% of qualifying cities had a median change of exactly 0.0%. The tables include only changes that remain non-zero at the displayed precision. Rank uses the unrounded median; values that look tied after rounding can differ before rounding.

Lower estimated values (1)

#	City	State	Median change	Direction
1	McKinney	Texas	−0.3%	▼ Down

Higher estimated values (3)

#	City	State	Median change	Direction
1	Sherman Oaks	California	+2.0%	▲ Up
2	Hawthorne	California	+2.0%	▲ Up
3	Hyattsville	Maryland	+0.2%	▲ Up

About these numbers

Home Value Movers is computed from county-record and valuation data across the properties RateZip tracks. Each edition matches the same properties city-by-city between two data captures and takes the median percent change in estimated value per city, so the figures reflect repeat observations of identical homes rather than a shifting mix of listings. A city is ranked only when it has a sufficient tracked-property sample (30+ homes). Medians and percentages only are published. Tracked properties skew toward the markets where RateZip's audience shops, so treat the figures as a description of the tracked properties. They do not establish citywide sale-price trends. See how RateZip sources data on the methodology page.

Citing these figures? Quote the city's median change with its window (September 1, 2026 to October 1, 2026) and attribute to "RateZip Home Value Movers" with a link to this page.

This edition's story: Home value movers, October 2026. More RateZip data: Mortgage Demand Index · Worst Credit Cities · Weekly Rate Moves · Reverse Mortgage Demand.