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Rate boardUpdated Nov 11, 2026

30-year fixed mortgage
Freddie Mac PMMS average
7.18%Compare
Top CD
Highest APY, any term
4.45%See CDs
High-yield savings
Top tracked APY · as of Nov 11, 2026
4.50%See savings
Personal loan
Fed G.19 average, 24-month
11.90%Compare

Source: RateZip Rate Index. Rates shown are published averages or observed rates, not a lender offer, quote, or APR. Mortgage: Freddie Mac PMMS as of Nov 5. Personal loan: Fed G.19 as of Nov 6. Advertising supported. Rates change; check the source before you decide. Machine-readable rates

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From the rate desk · November 11, 2026

Why the mortgage rate you see advertised may not match the national average

Lenders' posted 30-year rates on Wednesday landed well above and well below Freddie Mac's latest weekly average, and the Mortgage Bankers Association does not expect mortgage rates to drop soon.

Read today's report
LeeAnn Reynolds
Director of Operations, RateZip

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