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See all today's rates →Rate boardUpdated Nov 3, 2026
30-year fixed mortgage Freddie Mac PMMS average | 7.24% | Compare |
Top CD Highest APY, any term | 4.65% | See CDs |
High-yield savings Top tracked APY · as of Nov 2, 2026 | 4.50% | See savings |
Personal loan Fed G.19 average, 24-month | 11.90% | Compare |
Source: RateZip Rate Index. Advertising supported. Rates change; check the source before you decide. Machine-readable rates
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From the rate desk · November 3, 2026
RateZip's rate data now works inside ChatGPT and Grok
RateZip publishes a connector that brings its observed savings, CD and mortgage rates into ChatGPT, Grok and other AI apps that support MCP.
Read today's report
Founder, RateZip
The Gap Check
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Top CD APY is 4.65%. You're leaving $1,050/yr on the table.
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