Editorial reviews · 214 lenders

Lender reviews

Independent assessments of banks and mortgage lenders from RateZip's editors - who they are, what they offer, and what they're best for.

5/3 Bank★ 4/5Academy Mortgage Corporation★ 5/5Accredited Debt ReliefAimLoan.com★ 3/5Alliance Home LoansAllstate Bank, now Discover BankAlly Bank★ 4/5Alma Bank★ 3/5Alpine Mortgage PlanningAmerican Equity MortgageAmeriSave Mortgage★ 5/5AmeriValue, a Trade Name of LeadPoint Inc.AMEX BankAmTrust DirectArcus Lending★ 4/5Ascencia BankAstoria Bank★ 3/5Atlantic Coast Mortgage★ 4/5Austin First Mortgage★ 3/5Axos Bank★ 3/5Banco Popular★ 1.7/5Bank of America (BofA)★ 3/5Bank of Hawaii★ 5/5Bank of the West★ 2/5Banner Bank★ 4/5BB&T Bank★ 3/5BBMC MortgageBBVA★ 4/5bemortgageBeneficial Bank★ 4/5Berkshire Bank★ 5/5Better★ 4.3/5BMO Harris Bank★ 4/5CalFirst Bank★ 4/5Caliber Home Loans★ 3.5/5California Bank & Trust★ 3/5Capital One Bank★ 5/5CapWest★ 3/5Cash Call Mortgage★ 4/5CF Bank★ 5/5Charter Bank, now Washington FederalCitiBank & CitiMortgage★ 3.5/5Citizens Bank★ 3/5ClearOne AdvantageCohen Financial Group★ 3/5Comerica Bank★ 3/5Commerce Bank, now TD BankCommerce Home Mortgage★ 4/5Commonwealth Mortgage★ 5/5Consumer Direct Mortgage★ 5/5ConsumerDirectContour Mortgage★ 5/5Cornerstone Home Lending★ 3/5Corporate Investors Mortgage Group★ 5/5Corus Bank, now MB FinancialCountrywide / Bank of AmericaCrestico★ 5/5CrossCountry Mortgage★ 4/5CuraDebtDiscover Bank★ 3.5/5Ditech★ 2/5DollarSavingsDirect.com★ 4/5Doral DirectDupaco Credit Union★ 2.5/5Eastern Savings Bank★ 3.5/5EH Private Bank★ 3/5ELoan / Banco PoplarEmbrace Home Loans★ 4/5Fairway Independent Mortgage Corporation★ 4/5Farm Bureau Bank, FSB★ 3/5FBC Mortgage★ 4/5FHA.com★ 4/5Figure★ 4/5Finance of America Reverse LLCFirst Choice★ 4/5First Horizon★ 3/5First Internet Bank of Indiana★ 4/5First Mortgage Solutions★ 5/5First National Bank of Texas / First Convenience Bank★ 2/5Five Star Bank★ 4/5Flushing Bank / iGoBanking★ 1/5Franklin American Mortgage Company★ 1/5Freedom Debt ReliefFunding Circle★ 4/5GE Capital Retail BankGet A★ 5/5GMAC Bank, now AllyGold Star★ 4/5Golden 1 Credit Union★ 1/5Goodmortgage★ 5/5Greenlight Financial★ 2.5/5GTE Financial CU★ 2/5Guaranteed★ 3.7/5Guaranty Bank, now BBVA CompassHanmi Bank★ 3/5Heritage FCU★ 3/5HomeBridge★ 4.5/5HomePal★ 4/5HometapHSBC North America★ 3.5/5HSH★ 4/5Hudson City Savings Bank★ 4/5Huntington National Bank★ 4/5Idaho Central Credit Union★ 3/5ING Direct, now Capital One 360Insignia Mortgage★ 5/5Irwin Union BankJ. G. Wentworth★ 4/5JPMorgan Chase Bank★ 2.4/5Key Bank★ 4/5LaSalle Bank, now BofALenderFi★ 4/5Lending.com★ 2/5LendingTree★ 5/5LendUS★ 3/5Liberty Bank★ 4/5Liberty Reverse MortgageLimestone Bank★ 2/5Loan Factory★ 3/5LoanDepot★ 3.3/5Lower★ 5/5M&T Bank★ 2/5Manhattan Mortgage, now Guaranteed★ 5/5Masters Team Mortgage★ 5/5MB Financial BankMetLife Bank / GE Capital BankMid Hudson Valley FCU★ 4.5/5Millennium BankMillennium Bank, now State Bank of TexasMorty, NMLS ID # 1429243Mount Diablo Lending★ 4/5Mr. Cooper, formally Nationstar★ 4.5/5Mutual Bank, now United Central BankNassau Financial Credit Union★ 3.5/5National Bank of Kansas City★ 3/5National Debt ReliefNavy FCU★ 4/5NBT Bank★ 3.5/5New American Funding★ 5/5New BankNew York Munipical CU★ 3.5/5Nexity, now a part of Alostar BankNJ Lenders Corp★ 4/5NYCB★ 3/5On Q Financial★ 4/5One Reverse Mortgage★ 3/5OneUnited Bank★ 1/5OneWest Bank★ 3/5Pac Trust BankPacific Mercantile Bank★ 2/5Paramount Bank★ 5/5PennyMac★ 5/5Pentagon FCU★ 3.5/5People's United Bank★ 3/5PERL MortgagePHH Mortgage★ 1/5Platinum Capital Mortgage★ 5/5PNC Bank★ 3.3/5Presidential Online Bank★ 3/5PrimeLending★ 5/5Principal Bank★ 1/5PRMG★ 3/5Provident Direct, now part of M&TProvident Funding★ 1/5Quicken Loans★ 3/5QuikFund, Inc.★ 3/5Quorum FCU★ 3/5R&R Loans★ 3/5RBC Royal Bank★ 2/5Reali LoansRegions Bank★ 1/5Rocket Mortgage★ 5/5Roebling Bank★ 4.5/5Santander Bank★ 3/5Schwab Bank★ 4/5Sebonic★ 4/5Spring EQ★ 4/5St. Charles Bank & Trust CompanySterling National Bank★ 2/5Stonebridge BankSuntrust Mortgage★ 4/5Susquehanna BankTD Bank★ 3.3/5TIAA Bank★ 3.3/5Transportation Federal Credit Union★ 1/5Triumph Bank★ 5/5TrustCo Bank★ 2/5U.S. Bank★ 3/5Ulster Bank★ 4/5Umbrella Bank★ 5/5Union Bank of California★ 2/5Union Federal Savings BankUSA MortgageUSAA Bank★ 4/5Valley National Bank★ 3/5VALoanCaptain★ 4/5Veterans United★ 5/5Virtual Bank★ 5/5Wachovia, a Wells Fargo CompanyWaFd BankWallkill Valley Federal Savings & Loan★ 4/5Washington FederalWashington Mutual, now Chase BankWebster Bank★ 4/5WEI Mortgage★ 2/5Wells Fargo★ 3/5Wesbanco Bank★ 3/5West Capital LendingWest Coast BankWestbound BankWilmington Trust / WTDirect.comWyndham Capital MortgageZillow Home LoansZions Bank★ 4/5