Posted mortgage rates at the 8 lenders RateZip tracks ended the week of August 24–28, 2026 mostly lower: of the 27 posted rates with readings on more than one day this week, 8 finished lower than they started it, 0 higher, and 19 unchanged. The week's largest move: U.S. Bank's posted 20-Year Fixed, down 0.25 points to 6.125%.
| Lender | 30-Yr | 15-Yr | 20-Yr | FHA 30-Yr | VA 30-Yr | Jumbo 30-Yr | 7/6 ARM | HELOC |
|---|---|---|---|---|---|---|---|---|
| AmeriSave | 5.5% / 6.005% (−0.125) | 4.75% / 5.529% | — | — | — | — | — | — |
| New American Funding | 6.625% / 6.74% | 6.125% / 6.316% | — | 6.25% / 7.287% | 6.25% / 6.681% | — | — | — |
| Rocket Mortgage | 6.75% / 7.039% | 5.875% / 6.35% (−0.115) | — | — | — | — | — | — |
| Wells Fargo | 6.625% / 6.758% | 5.875% / 6.108% | — | — | 6% / 6.225% | — | 6.25% / 6.465% | — |
| U.S. Bank | 6.625% / 6.766% | 5.875% / 6.162% (−0.115) | 6.125% / 6.355% (−0.25) | 6.5% / 7.409% (−0.125) | 6.25% / 6.632% (−0.125) | 6.875% / 7.051% | 6.125% / 6.389% | — |
| Bank of America | 6.75% / 6.983% (−0.125) | 6% / 6.35% | 6.625% / 6.927% (−0.125) | — | — | — | 6% / 6.409% | — |
| Veterans United | — | — | — | — | 5.875% / 6.318% | — | — | — |
| FourLeaf Federal Credit Union | — | — | — | — | — | — | — | 6.75% / 6.75% |
Rates are each lender's own published rate, collected each weekday from their public rate pages and feeds. Each cell shows the lender's final posted rate / APR of the week of August 24–28, 2026 — the APR is the better cross-lender comparison, since posted rates reflect each lender's own assumptions about credit, points, and loan size. A figure in parentheses is the change from the lender's first to last posted rate of the week; a '—' means the lender doesn't post that product.
By product, across the lenders that post each one:
- 30-Year Fixed — ended the week lower at 2 of the 6 lenders with more than one reading, higher at 0, unchanged at 4; week-ending posted rates run from 5.5% (AmeriSave) to 6.75% (Rocket Mortgage).
- 15-Year Fixed — ended the week lower at 2 of the 6 lenders with more than one reading, higher at 0, unchanged at 4; week-ending posted rates run from 4.75% (AmeriSave) to 6.125% (New American Funding).
- 20-Year Fixed — ended the week lower at 2 of the 2 lenders with more than one reading, higher at 0, unchanged at 0; week-ending posted rates run from 6.125% (U.S. Bank) to 6.625% (Bank of America).
- FHA 30-Year Fixed — ended the week lower at 1 of the 2 lenders with more than one reading, higher at 0, unchanged at 1; week-ending posted rates run from 6.25% (New American Funding) to 6.5% (U.S. Bank).
- VA 30-Year Fixed — ended the week lower at 1 of the 4 lenders with more than one reading, higher at 0, unchanged at 3; week-ending posted rates run from 5.875% (Veterans United) to 6.25% (New American Funding).
- 7/6 ARM — ended the week lower at 0 of the 3 lenders with more than one reading, higher at 0, unchanged at 3; week-ending posted rates run from 6% (Bank of America) to 6.25% (Wells Fargo).
The week's biggest lender moves: U.S. Bank's 20-Year Fixed went from 6.375% to 6.125% (−0.25); AmeriSave's 30-Year Fixed went from 5.625% to 5.5% (−0.125); Bank of America's 30-Year Fixed went from 6.875% to 6.75% (−0.125).
Across the week, posted 30-year fixed rates in the tracked set ran from 5.5% (AmeriSave) to 6.875% (Bank of America). At the week's close, the gap between the cheapest and most expensive posted 30-year rate is 1.25 points (AmeriSave at 5.5% vs Rocket Mortgage at 6.75%) — on a $400,000 loan, about $323 a month. That spread is larger than any single lender's 30-year move this week — lender shopping still matters more than timing.
Week over week — each rate's closing level against the same lender's posted rate a week earlier — 6 of the 27 tracked rates with a prior-week reading ended lower, 0 higher, and 21 unchanged. The largest week-over-week change: U.S. Bank's 20-Year Fixed, down 0.25 points.
AmeriSave also posts refinance pricing: 30-year fixed ending the week at 5.99% (6.473% APR) and 15-year fixed ending the week at 5.25% (6.076% APR).
In the broader market, the 10-year Treasury yield — the benchmark long-term mortgage pricing most closely tracks — ended the week at 4.67% (close of Thursday, August 27, per FRED), down 7 basis points from the prior week's last close. That is not a move that repriced the market: there is no clear macro driver behind this week's posted-rate changes, and week-to-week drift of this size is routine lender-level pricing.
Where borrower demand is heading: RateZip's Mortgage Demand Index — built from the mortgage inquiries consumers submit across our network — shows July 2026 inquiry volume 13% lower than June 2026's and 45% higher than July 2025's. Behind the total: home-equity products (HELOC plus reverse) drew 77% of inquiries over the three months through July 2026, versus 25% in the same months a year earlier; refinance went from 46% to 1% of the mix. Product-level detail and the full series are on the index page.
RateZip's daily Mortgage rates today report returns Monday morning.