What happened to Wyndham Capital Mortgage?

Last reviewed September 2026

Wyndham Capital Mortgage was acquired by SoFi in 2023 and now operates as SoFi.

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2023: SoFi bought Wyndham Capital

On April 3, 2023, SoFi Technologies announced it had acquired Wyndham Capital Mortgage in an all-cash deal. Terms were never disclosed. Wyndham, founded in 2001, was one of the earlier lenders to push a fully digital origination process, and SoFi said it had served more than 100,000 borrowers with a 98 percent satisfaction rating by the time of the sale.

SoFi's stated reason for buying was the origination platform itself: it wanted to run mortgages in-house instead of leaning on third-party partners. Roughly 170 Wyndham employees were offered roles at SoFi, and Wyndham's technology was folded into SoFi's lending business.

The Wyndham Capital brand is gone

Wyndham Capital Mortgage no longer originates loans under its own name, and wyndhamcapital.com no longer serves a website - the domain still resolves in DNS but drops the connection before any page loads. There is no Wyndham application, rate quote, or loan officer to reach.

If you are shopping for a mortgage today, the closest continuation of what Wyndham offered is SoFi's own home loans, which run on the platform SoFi acquired. The profile further down this page describes Wyndham as it operated before the acquisition and is kept for reference only.

If you already have a Wyndham loan

An acquisition does not change the terms of a mortgage you already closed. Your rate, balance, and payment schedule stay exactly as written. What can change is who you send the payment to: mortgages are routinely sold or transferred to a new servicer, and federal rules require both the old and new servicer to notify you in writing before that happens. Your monthly statement or coupon book names your current servicer - that is who to contact about payments, escrow, or a payoff quote, whether or not the name on it is Wyndham.

Original profile

About

Wyndham Capital Mortgage NMLS ID #2948 was started in 2001 by Jeff Douglas, who remains its current CEO. In the early 2000s, much of the mortgage process was still slow, confusing, and had to be completed in person with physical papers. Douglas saw a need for innovation and founded Wyndham Capital Mortgage with the goal of creating a digital, automated mortgage process that allowed for faster service and greater customer care. Today, Wyndham Capital has thousands of five-star reviews from customers satisfied by their quick, dedicated service and great mortgage products.

Some benefits of getting a mortgage through Wyndham Capital include their priority pre-approval, guaranteed on-time closing, and eClosings. With priority pre-approval, you can generate a property-specific pre-approval letter instantly. Pre-approval letters show property sellers that you’re serious about purchasing and have the assets necessary to get a mortgage. Their $10k On-time Closing Guarantee means that if you don’t close on time and it’s their fault, Wyndham Capital will pay as much as $5,000 to you and $5,000 to the seller, for a total of up to $10,000. And finally, with eClosings, you can close your mortgage anywhere that’s convenient to you as long as you are eligible - no need to show up to any appointments in person!

In addition to fixed-rate purchase and refinance loans, Wyndham Capital offers Jumbo loans, ARMs, Cash-Out Refinances, and FHA, USDA, and VA loans. The type of loan you need will depend on your particular situation. For example, if you’re only going to own your home for a short time before selling it, you may benefit from an ARM, which starts out with a lower monthly payment. If you’re a veteran, then you might qualify for a VA loan with no down payment and other benefits. Reading more about different loan types can help you determine which mortgage product is best for you.

Wyndham Capital has physical branches in four states and is headquartered in Charlotte, NC, but they serve every state except for Hawaii, Massachusetts, and New York. To date, they have closed over 76,000 loans for a total loan volume of $22.7 billion.

Wyndham Capital Mortgage is an Equal Housing Lender | NMLS# 2948, For licensing information visit: https://www.nmlsconsumeraccess.org. 2020 Wyndham Capital Mortgage, Inc. All rights reserved. Wyndham Capital Mortgage, Inc. is a Mortgage Lender with its main office located at 4064 Colony Road, Morrocroft II, Floor 2, Charlotte, NC 28211. Wyndham Capital Mortgage is not affiliated with any government agency.

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Frequently asked questions

What happened to Wyndham Capital Mortgage?

SoFi Technologies acquired Wyndham Capital Mortgage in an all-cash deal announced on April 3, 2023, and integrated Wyndham's team and origination technology into SoFi's lending business. The Wyndham Capital brand was retired and its website is no longer online.

Can I still get a mortgage from Wyndham Capital?

No. Wyndham Capital Mortgage does not accept new applications and has no working website. SoFi, which bought the company, originates mortgages directly at sofi.com/home-loans.

Does the SoFi acquisition change my existing Wyndham mortgage?

No. The rate, balance, and payment schedule on a loan you already closed are set by your note and are not changed by a company being acquired. Only your servicer - the company you actually send payments to - can change, and you must be notified in writing before it does. Check your most recent statement for the servicer's name and contact details.

Sources

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