Fees, closing costs, down payments – a lot of expenses are associated with obtaining a mortgage. Even if you can afford monthly mortgage payments, coming up with the cash for these other costs can be tricky. And sometimes you want … Continue Reading

Book it to the Bank How do you teach your children about money? When’s the right time, and what’s the best way to do it? Like many aspects of parenting, there is no one right answer. It’s important to teach … Continue Reading

Even if you’re not involved in the finance world, chances are you’ve heard of cryptocurrencies. There are several types of cryptocurrencies, but the most common ones are Ethereum, Litecoin, Dash, and, of course, Bitcoin. But what, exactly, is Bitcoin? Is … Continue Reading

Everyone knows that banks are meant to protect the money that you already have, but have you ever looked at how banks might help you earn money? Many banks offer special bonuses, promotions, or discounts for using their services! Here … Continue Reading

    We recently discussed how to secure funds from wealthy family members and acquaintances to use to buy a home. Not really – we discussed standard home loans such as the 30 year fixed, adjustable rate mortgages (ARMS), and … Continue Reading

Choosing a Home Mortgage   You’ve decided to buy a house! Congratulations! Your next decision, which you should have already considered in depth, is how to pay for it. Ideally, you’ve just won the lottery! Or you recently inherited mucho … Continue Reading

Interest rates on savings accounts have been historically low for years now, and probably aren’t going to rise any time soon. It’s a frustrating situation for a fiscally responsible saver who just wants to put money away for a rainy … Continue Reading