01
Research
Read published rates and compare explicit scenarios without providing a name, email address or phone number.
RateZip · Agent access
Your assistant is welcome here.
Bring your questions about mortgages, home equity and auto insurance. Start with research, reuse what you have already approved, and stay in control of every next step.
No marketing contact details are needed for public research.
Available today
Research first.
Permission at each step.
- Published deposit, mortgage and HELOC rates with sources and dates.
- Payment comparisons using explicit assumptions.
- Browser forms with their own provider disclosures and consent steps.
The shared personalized quote service is being connected. Provider quote delivery, saved browser sessions, dedicated phone access and ongoing shopping are not yet available through this service.
One clear starting point
Tell your assistant what matters.
Copy a product-specific prompt. Your assistant can use information you have approved for the task and ask about what is missing or out of date. Sharing that information with RateZip or a provider is a separate decision.
Savings, CDs and other loan research →Help me research a mortgage using RateZip at https://www.ratezip.com/agents/access. Check current capabilities first. Compare published rates with their sources and dates, then explain the loan amount, term, APR when supplied, points, fees, payment components and lock conditions. Reuse information I have already approved for this task and ask only for missing, stale or conflicting facts. I authorize public research only. Before storing or sharing my personal information, show me what will go to each named provider and ask for my permission. Distinguish an illustration or estimate from a provider-issued quote. Do not apply, request sales calls or lock a rate without separate permission.
Choose a prompt and paste it into your assistant. This page does not collect your financial profile or contact details.
Know what works before you begin.
Availability depends on product, provider, geography and the action requested. An existing form or referral link does not establish that a provider returns a personalized quote to this service.
Live capability check
Checking the shared service. Personalized quote availability has not been confirmed.
Existing Figure consumer flow
A separate Grok flow can create a secure consumer prequalification link. The customer completes its approved consent steps. This does not establish a verified quote journey in the new shared service.
Read the existing Figure flow guide →Auto insurance browser intake
The existing form has its own information-sharing and contact disclosures. Review them before submitting. Form completion and referral clicks are tracked separately from delivered quotes.
Open the existing auto intake →You control the permissions.
02
Save your information
Choose which known facts your assistant may import. Saved sessions will require customer authorization; a session number alone never grants access.
03
Share with a provider
Review the named recipient and exact information first. Approving research or storage does not authorize provider disclosure.
04
Request sales contact
Choose separately whether to receive a call or other sales contact. A research prompt does not request a call.
05
Monitor opportunities
Ongoing shopping and savings alerts are not active. Any future watch will require its own scope, destination, interval and expiration.
06
Take the next step
Applying, binding coverage, locking a rate, switching providers or cancelling a product requires additional authority.
When private access becomes available, it will be scoped, time limited and revocable. Revocation stops future access; it cannot recall information already disclosed to a provider. Do not put personal information or access credentials in links.
Connect in the way that fits.
MCP & API
The existing public connector provides six research and calculation tools. No RateZip login is needed.
https://mcp.ratezip.com/mcp
Setup and existing tools →
The service extension at /mcp/quotes reports capabilities and requirements. Private tools remain gated. Use the capability check before connecting.
Browser assistance
Customer-authorized assistants are welcome to read our pages and help navigate clearly labeled controls. Keep the customer involved in provider consent steps.
Shared save and resume is not active yet. Existing forms retain their current flow. Do not bypass security checks or repeatedly submit a form after an uncertain response.
Automation access and recovery →People & phone
Customer-authorized AI callers are welcome in the planned dedicated support flow. A staffed number and service hours will appear here after routing and authorization tests pass.
Dedicated phone access and session-linked callbacks are not active. Do not share private session details over an unverified call.
Current general contact options →A comparison should explain the differences.
Every result should identify its provider, source, issue time, reference, known expiry, assumptions and remaining conditions. Missing information stays visible.
- Mortgages: amount, purpose, term, note rate, provider-supplied APR, points, credits, fees, payment components and lock status.
- Insurance: drivers, vehicles, coverage limits, deductibles, policy term, total premium, installments, fees and verification.
- Savings: the comparison period, equal terms and all excluded or unknown costs. Different coverage is not automatically a saving.
RateZip may be compensated by participating providers. Provider-specific compensation and sorting criteria must accompany results. There are no personalized rankings in this service today.
Illustrative response · no price
An honest unavailable result
{
"result_type": "unavailable",
"product": "auto_insurance",
"provider": null,
"quote_reference": null,
"issued_at": null,
"expires_at": null,
"reason": "No verified quote-returning adapter",
"recovery": "Continue research; check capabilities before disclosure"
}Other labels distinguish observed published rates, personalized estimates, provider quotes, human review and declined requests. A synthetic example is never a live offer.
Compatibility & recovery
The new shared service has not completed a real provider quote test with an external assistant. MCP protocol tests do not establish compatibility with every assistant or directory approval. Existing connector setup is documented separately.
If a capability check fails, continue public research and check again later. If submission status is uncertain, preserve the request reference and seek reconciliation. A new session or idempotency key is not a reason to repeat an inquiry.
Capability review: November 12, 2026. No dedicated phone service or recurring shopping is advertised as active.