Normal Homebuyer’s Down Payment Assistance Program

The program is available to individuals buying properties in the town of Normal. Funds from Normal’s DPA program come from the Community Development Block Grant program.

As much as $3,000 is offered to help borrowers cover the costs of closing and the down payment. This is a forgivable second mortgage that has no interest or monthly payments. 20% is forgiven each year, with the entire loan amount forgiven after 5 years.

Only primary residences are allowed to be purchased using this program, and mobile homes are not eligible.

As of 2022, the total annual household income limits are below:

  • 1 person household: $52,200
  • 2 person household: $59,650
  • 3 person household: $67,100
  • 4 person household: $74,550
  • 5 person household: $80,550
  • 6 person household: $86,500
  • 7 person household: $92,450
  • 8 person household: $98,450

Other programs in Illinois:

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