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Financial Guides & Articles
Financial Guides & Articles
What information do we collect?
What do we use your information for?
Any of the information we collect from you may be used in the following ways:
To verify your identity
(verifying your identity allows Ratezip and its partners to dedicate more time to consumers by weeding out and ignoring spam and fake applications);
To personalize your experience
(your information helps us to better respond to your individual needs);
To improve our website
(we continually strive to improve our website offerings based on the information and feedback we receive from you);
To improve customer service
(your information helps us to more effectively respond to your customer service requests and support needs);
To securely transmit your data to trusted advertisers
(your information is needed to provide quotes);
To communicate to you via email confirmations of your requests and periodic newsletters. You may opt-out of these communications at any time.
RateZip does not collect unnecessary information. All of the information we collect from you serves the above purposes. Optional or voluntary information helps ensure that the above purposes are met but is not required in order to be provided with a quote. Advertisers or lenders may request additional information from you in order to move forward with a loan offer.
How do we protect your information?
How long do we keep your information?
Do we disclose any information to outside parties?
Third party links
California Online Privacy Protection Act Compliance
European General Data Protection Regulation Compliance
In the Event of a Breach
Resolving Disputes through Arbitration
Where: This Arbitration Agreement is governed by the Federal Arbitration Act. The American Arbitration Association will administer each arbitration and the selection of arbitrations will be according to applicable AAA rules. The arbitration will be held via Zoom.
Class Action Waiver: Neither RateZip nor you will be entitled to join or consolidate disputes by or against others as a representative or member of a class, to obtain relief in any arbitration in the interests of the general public, or to act as a private attorney general.
If any provision related to this arbitration agreement is found to be illegal or unenforceable, then such provision shall be severed from the arbitration agreement, but the rest of the agreement shall remain enforceable and in full effect.
RateZip or you each exercise any lawful rights or use other available remedies to:
• Preserve or obtain possession of property
• Exercise self-help remedies, including setoff rights
• Obtain injunctive relief (including public injunctive relief), attachment, garnishment, or appointment of a receiver by a court of competent jurisdiction
The substance of any disputes where public injunctive relief is available shall be decided by the arbitrator. Only if the claimant succeeds on its claim permitting the remedy of a public injunction may such claimant request that a court competent jurisdiction enter an injunction in conformity with the arbitral award.