In a shift away from the ultra-conservative lending standards that have prevailed in recent years, banks are increasingly allowing homebuyers to obtain mortgages with small down payments – sometimes as low as only five percent. In the years immediately preceding … Continue Reading

For a little over two weeks in October, the U.S. federal government was “out of office.” From national parks to certain sections of many federal agencies, federal services grinded to a halt last month. While there weren’t any extreme catastrophes … Continue Reading

Although the vast majority of mortgages in the United States are obtained by couples, it’s becoming increasingly common for single people to buy homes on their own. But shopping for a mortgage as a singleton is much different than shopping … Continue Reading

Getting married and buying a home are two of the biggest decisions you’ll make in your life – and usually in that order. Yet more and more millennials are opting to buy a home with their significant other before tying … Continue Reading

As the American housing market continues its slow crawl towards normalcy, real estate experts and economists are often quoted in news stories on the topic, touting the benefits of homeownership. For example, many point out that renting a home amounts … Continue Reading

It’s often said that one of the most important skills in life is negotiating. Good negotiators are able to obtain higher salaries, make better deals when they’re out shopping, and get away with more speeding tickets than the rest of … Continue Reading

There’s nothing that sounds sweeter to most peoples’ ears than the phrase “passive income.” After all, who wants to actually have to work for their money? Wouldn’t it be great to just see the dollars come rolling in without having … Continue Reading