When most people think about banks and bankers, “generous” is usually not the term that springs immediately to mind. In fact, for many people, “stingy,” “strict,” or “stern” might be the adjectives they think of more readily. But a funny … Continue Reading

If you can’t afford your monthly payments on your mortgage, you’re not alone. Despite an economy on the upswing, thousands of Americans are still struggling to meet their monthly mortgage payments. You may be faced with weekly or daily calls … Continue Reading

I recently went through a refinance, and it was a bit brutal. If you are thinking about refinancing, you need to be ready. A refinance is another type of home loan. And, since it takes the place of your first … Continue Reading

A lot has been made recently about mortgage interest rates and the trajectory they’re on. After years of historically low rates, they began to climb in May, then dipped again, then went up a bit again. For the moment they … Continue Reading

With interest rates at near-historic lows, now is a great time to consider refinancing your mortgage. From reducing your monthly payment amount to saving thousands in interest over the course of the loan or getting out from under an Adjustable … Continue Reading

You may have heard the term amortization used in the context of mortgage loans. Basically, amortization is the way in which the principal of a loan is paid down. When it comes to mortgages, it’s most important to know that … Continue Reading

With most housing markets still favoring buyers and interest rates at near-historic lows, it’s a great time to consider buying a home. While the home buying process can be an exhilarating time, it’s also a process that requires ample work … Continue Reading