If you’re stuck with a lot of debt, especially student loans or credit card debt, it can be really tempting to dip into your home equity to pay off your outstanding loans. But swapping your unsecured debt for more money … Continue Reading

The world of personal finance is the world of a lot of complex vocabulary – I don’t know about you, but it seems like I have to be constantly looking up words just to understand the loan I’m taking out … Continue Reading

The biggest loan you are likely to get is a mortgage. Because mortgages are so large, the interest charged can have a big impact on your finances. Over the course of a mortgage term, you can pay hundreds of thousands … Continue Reading

The recession of 2008 left some deep scars on the American economy. Unemployment soared, businesses closed, and stocks tumbled. It was a dark time in our financial history. One other impact of the Great Recession that we continue to deal … Continue Reading

For most people, their mortgage payment is the largest bill they’ll have to grapple with all month. Unfortunately, if that expense suddenly becomes too high, there aren’t many ways to lower it. After all, it’s not as if you can … Continue Reading

Get ready for a tougher application process and a more expensive mortgage. It’s early 2014 and we’re seeing two significant trends in the mortgage industry: higher interest rates and a new set of mortgage rules and regulations now taking effect. … Continue Reading

Debt freedom is one of the most common financial goals. As part of the quest to become completely debt free, many consumers decide that they want to pay off their mortgages early. While the idea of paying off a mortgage … Continue Reading