One way to reduce your interest rate on your home loan is to refinance your house. You have the opportunity to reduce your monthly payment, and to save money overall on what you repay. The combination of a lower interest … Continue Reading

Making a new year’s resolution is an annual tradition for lots of people. After all, most of us want to make positive changes in our lives, so why not use the start of a new year to get the ball … Continue Reading

One of the biggest decisions you will have to make as you purchase a home (or even if you refinance) is whether to get a 15 year mortgage or a 30 year mortgage. When choosing which type of mortgage to … Continue Reading

There are some life experiences that nearly everyone can relate to – nervousness before a first date or excitement at getting a promotion, for example. Some of the stuff we humans go through really is universal! On the other hand, … Continue Reading

For many consumers, the American Dream still includes buying a house. The reality for most people is that a home is too expensive to pay for entirely with cash. As a result, it is necessary to borrow in order to … Continue Reading

Since the financial crisis took hold in 2008, many Americans have been shifting their business away from big banks and towards credit unions. Unhappy with the impersonal, unfriendly, and profiteering ways of commercial banks, the cooperative, non-profit nature of credit … Continue Reading

It’s that special time of year when we’re all thinking about the things we’re thankful for, and for most of us coming up with a list of blessings usually calls up thoughts about family, friends, and maybe a few treasured … Continue Reading