Over the course of their mortgage term, most borrowers will be earning equity in their home. While having more equity means owning more of your home outright, there may come a time when you need to access those funds. One … Continue Reading

Qualified low-income borrowers now have a new opportunity to refinance their mortgages and take advantage of historically low rates. RefiNow™ is a new refinancing option offered by Fannie Mae that could help qualified borrowers to lower their interest rates, reduce … Continue Reading

If you’re a homeowner in a low-income bracket and have been making your mortgage payments on time, you may be eligible for the brand-new Freddie Mac Refi Possible℠ program! This refinance program is still being rolled out and will go … Continue Reading

$6 Billion of Monthly Savings Available to Over 19.4 Million Homeowners Thanks to Record-Low Rates!* Due to the Federal Reserve making drastic changes, borrowers nationwide can and save hundreds (or even thousands) of dollars. As a result of the worldwide … Continue Reading

Service with a Smile How good are we here at Ratezip? HERE’S how good! We’ve been predicting over and over that a refi boom was on the horizon again. Here are just two recent examples. How Low can you Go? … Continue Reading

There are many benefits to working with a local lender. Often local lenders can be more flexible with their borrowers and have more attentive customer service. However, it can also be difficult to find many local lenders to work with, … Continue Reading

In the 1st Century CE,  Plutarch posed the question regarding which came first, the chicken or the egg, as a philosophical matter in his essay “The Symposiacs.” I’ll bet you didn’t know THAT, did you? I am a veritable font … Continue Reading