“Time travel used to be thought of as just science fiction, but Einstein’s general theory of relativity allows for the possibility that we could warp space-time so much that you could go off in a rocket and return before you set … Continue Reading

The HARP Program May Be Better For You Than Your Lender     The public awareness of the Home Affordable Refinance Plan® (HARP) continues to be very low. Despite press releases from the White House when it was launched, the … Continue Reading

  Background: Long ago and far away, when one of my loan officers would rush into the office saying, “We need a lot loan” or “Company XYZ can do seconds!”, my reaction would normally be to try to calm the … Continue Reading

Last time, we blogged about looking at things upside down. This time we’ll do a complete about-face and take the REVERSE view – reverse mortgages, that is. If you own a TV, you’ve probably seen the commercials where former acting … Continue Reading

IT’S ABOUT PERSPECTIVE The renowned Rob Chrisman provides a daily market commentary on the mortgage industry. He recently posted this, written by Brooklyn high school student Chanie Gorkin. It inspires some thoughts about, yes, obtaining a mortgage. Today was the absolute … Continue Reading

Let’s Play Twenty [Mortgage] Questions! >>>I’ll take RESPA for $200, Alex. Oops, wrong game. No one is in Jeopardy here. We’ve been blogging along for a while. It seems, then, an appropriate time to test your knowledge, see if you’ve … Continue Reading

Homeowners who have not yet utilized the Home Affordable Refinance Program® (HARP) are in luck as the program has been extended through 2016!  This allows Americans to refinance their homes at shockingly low rates, and reduce their payments by an average of $2,500 a year.  … Continue Reading