Vermont Housing and Finance Association ASSIST Loan

The Vermont Housing and Finance Association, also known as the VHFA, provides an ASSIST loan to eligible individuals also utilizing a VHFA mortgage.

As much as $5,000 is offered as a second mortgage with 0% interest and deferred payment. The loan amount only becomes due once the property is refinanced or sold.

This assistance can be used in a variety of ways to help with closing costs, the down payment, or other expenses associated with obtaining a mortgage. Please note that the amount of assistance offered cannot be more than the total combined closing cost and down payment.

Only first-time homebuyers who meet defined asset limitations will be eligible for this program.

All applicants must finish approved homebuyer education.

Other programs in Vermont:

Manufactured Housing Down Payment Loan Programs

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