Movin’ Up Program

Offered by the West Virginia Housing Development Fund, the Movin’ Up Program offers a loan with 4.25% interest (4.751% APR) (as of August 2020) as down payment assistance.

If the loan-to-value (LTV) is higher than 90%, $5,000 will be offered. If the LTV is lower than 90%, $8,000 will be offered.

In order to be applicable, the property must be a single-family structure, townhouse, condominium, manufactured home, or Planned Unit Development unit in West Virginia.

The applicant may have to partake in homebuyer education and/or counseling.

As of 2020, the income limits that applicants have to fall within are as follows:

  • -1-2 person household: $113,760
  • -3+ person household: $132,720

Other programs in West Virginia:

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