Wyndham Capital Mortgage: Priority Pre-Approval, Guaranteed On-Time Closing, & eClosings

Home > Lender Reviews > Wyndham Capital Mortgage

Editor's Rating

RateZip's Editors follow standards of editorial integrity. Our goal is to help you make informed financial decisions. Some products that we review may be offered by companies who also buy advertising from us.

Here is our advertising disclosure.


Wyndham Capital Mortgage NMLS ID #2948 was started in 2001 by Jeff Douglas, who remains its current CEO. In the early 2000s, much of the mortgage process was still slow, confusing, and had to be completed in person with physical papers. Douglas saw a need for innovation and founded Wyndham Capital Mortgage with the goal of creating a digital, automated mortgage process that allowed for faster service and greater customer care. Today, Wyndham Capital has thousands of five-star reviews from customers satisfied by their quick, dedicated service and great mortgage products.

Some benefits of getting a mortgage through Wyndham Capital include their priority pre-approval, guaranteed on-time closing, and eClosings. With priority pre-approval, you can generate a property-specific pre-approval letter instantly. Pre-approval letters show property sellers that you’re serious about purchasing and have the assets necessary to get a mortgage. Their $10k On-time Closing Guarantee means that if you don’t close on time and it’s their fault, Wyndham Capital will pay as much as $5,000 to you and $5,000 to the seller, for a total of up to $10,000. And finally, with eClosings, you can close your mortgage anywhere that’s convenient to you as long as you are eligible – no need to show up to any appointments in person!

In addition to fixed-rate purchase and refinance loans, Wyndham Capital offers Jumbo loans, ARMs, Cash-Out Refinances, and FHA, USDA, and VA loans. The type of loan you need will depend on your particular situation. For example, if you’re only going to own your home for a short time before selling it, you may benefit from an ARM, which starts out with a lower monthly payment. If you’re a veteran, then you might qualify for a VA loan with no down payment and other benefits. Reading more about different loan types can help you determine which mortgage product is best for you.

Wyndham Capital has physical branches in four states and is headquartered in Charlotte, NC, but they serve every state except for Hawaii, Massachusetts, and New York. To date, they have closed over 76,000 loans for a total loan volume of $22.7 billion.

Wyndham Capital Mortgage is an Equal Housing Lender | NMLS# 2948, For licensing information visit: https://www.nmlsconsumeraccess.org. 2020 Wyndham Capital Mortgage, Inc. All rights reserved. Wyndham Capital Mortgage, Inc. is a Mortgage Lender with its main office located at 4064 Colony Road, Morrocroft II, Floor 2, Charlotte, NC 28211. Wyndham Capital Mortgage is not affiliated with any government agency.

Compare banks for mortgage, auto, savings and CD rates. Browse bank rates. Search locally or nationally for the best finance rates.
Search locally or nationally
Compare banks for mortgage, auto, savings and CD rates.