U.S. Bank: Current Interest Rates, Savings/Checking Accounts, Ratings & Complaints

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U.S. Bank, which is owned by U.S. Bancorp (NYSE: USB), is one of the largest banks in the United States of America. As of this writing, U.S. Bank has over $429 billion in assets and employs over 67,000 people. Headquartered in Minneapolis, Minnesota, the company provides a comprehensive line of banking, brokerage, insurance, investment, mortgage, trust and payment services products to consumers, businesses and institutions.

U.S. Bank's name dates back to 1891, when the United States National Bank of Portland was created. It can trace its roots back even further, to 1850, when the State Savings Institution of St. Louis was formed. U.S. Bank itself is the result of acquisitions and mergers among many big banks in the Midwest and West Coast, and the company that we know today formed in 2001 when Firstar Bank bought U.S. Bancorp and kept the name. Today, U.S. Bank serves 41 states and operates over 3000 banking offices and more than 5000 ATMs.

U.S. Bank has a very large footprint. In fact, the only states it does not serve are Hawaii, Oklahoma, Mississippi, Georgia, Vermont, Maine, New Hampshire, Maryland, and Alaska. Though U.S. Bank is not quite national, it certainly feels that way.

U.S. Bank is one of the largest mortgage lenders in the country, and as of 2016, it’s the fifth-largest U.S. Commercial Bank. The company offers a large line of home loan products. This includes fixed and adjustable rate mortgages, jumbo home loans, and VA mortgages.

In addition to its impressive size and brand name, U.S. Bank has also become known as one of the most ethical banks. It has invested $13 billion towards business opportunities that benefit the environment, and for two years straight has been called a World’s Most Ethical Company by the Ethisphere Institute. U.S. Bank has also previously won awards for customer satisfaction.

This bank profile is not an endorsement or advertisement for the bank's products and services.  RateZip is an independent publisher of bank information.

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