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PHH Mortgage, a nationwide non-bank mortgage originator, is a subsidiary of PHH Corporation. It has been ranked among the top mortgage originators in the United States, and in 2016 was the fifth largest originator of retail residential mortgages. For being such a large company, PHH’s products and services are very focused. Read on to determine if PHH Mortgage is the right mortgage originator for you.
PHH Mortgage has services to help consumers looking to purchase or refinance a home. Their loan options include fixed rate mortgages, adjustable rate mortgages, jumbo loans, and Veterans Affairs mortgages. PHH Mortgage even has a competitive service guarantee for its customers.
PHH came under fire in 2015 for supposedly accepting illegal kickbacks after referring consumers to mortgage insurers. PHH continues to fight the allegations, however, and the company maintains that they did not violate any laws.
Why might it be beneficial to work with a non-bank mortgage originator and servicer, such as PHH Mortgage? By working with a company that solely works with mortgages, you can often be sure that you’re working with people who know what they’re doing and can get you the best deal. However, sometimes your service can be more personalized by working with a smaller company. Use RateZip to determine which mortgage originator is right for you.
This bank profile is not an endorsement or advertisement for the bank's products and services. RateZip is an independent publisher of bank information.