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M&T Bank, a subsidiary of M&T Bank Corporation (NYSE: MTB), is one of the largest banks in the United States, serving primarily the East Coast. Headquartered in Buffalo, New York, M&T is the 29th largest American bank with nearly $90 billion in assets. With more than 700 banking branches, 2,000 ATMs, and almost 13,000 employees and eight states and the District of Columbia, M&T Bank offers all the conveniences that you expect from a large, well-known bank. Its products include mortgage loans, CDs, auto loans, and savings accounts.
M&T Bank's history dates back to 1856, when Manufacturers and Traders Bank (M&T) was founded. The bank has grown both organically and through acquisitions; in fact, M&T acquired 20 other banks in the past 25 years. Some of the bigger recent acquisitions include Baltimore's Provident Bank, Delaware's Wilmington Trust, and New Jersey's Hudson City Bancorp. Today, M&T's footprint includes New York, Maryland, Pennsylvania, Virginia, Washington D.C., West Virginia, Delaware, New Jersey, and Florida. The bank also has a presence in Toronto. Though M&T did accept TARP funds, the bank has been profitable for each quarter dating back to the 1970s.
M&T Bank describes itself as “strong & stable, a local bank that's committed to the communities we serve.” As such, the bank offers an assortment of products suited to the needs of its communities. Its everyday banking options include checking and savings accounts, certificates of deposit (CDs), and online and mobile banking options. M&T also originates home equity loans, HELOCs, and home mortgages. As a mortgage lender, the bank offers options for home buying, refinancing, home building, and reverse mortgages. In fact, M&T offers one program, the Get Started mortgage, that is perfectly suited to first time home buyers. You can check out M&T mortgage rates for fixed-rate, adjustable rate, and VA home loans below.
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