Heritage FCU: Today's Interest Rates, CDs and Savings Accounts, Ratings & Complaints

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Heritage Federal Credit Union (HFCU) is a community-chartered credit union headquartered in Newburgh, Indiana. The credit union has seven branches split between Warrick County and Vanderburgh County and currently has over 40,000 members. Hertigage FCU offers competitive interest rates on CDs, mortgage loans, auto loans, and more. Like all credit unions, Heritage is not-for-profit and owned by its members.

Heritage FCU was originally founded as the Warrick Employees Federal Credit Union in 1965 to serve employees of ALCOA. In 1983, the credit union became community chartered and opportunities for membership were greatly expanded. To qualify for membership, you must live, work, or attend church or school in either Warrick or Vanderburgh County. Membership is also available to the immediate family of credit union members and those who share a household with someone who qualifies for membership.

Though credit unions differ from traditional banks in many ways, HFCU offers the same products that you would at a larger, for-profit institution like Wells Fargo. You can find consumer banking products like certificates of deposit (CDs), traditional savings / checking accounts, and money market accounts at Heritage. The credit union is also a lender, meaning that you can take out a home loan, home equity loan, car loan, or credit card. Heritage FCU offers a variety of mortgage loans, from 15, 20, and 30 year fixed rate loans to 5/1 and 7/1 ARMs.

In addition to its seven branch locations, Heritage Federal Credit Union is also part of the Alliance One ATM network. This gives members of the credit union access to thousands of free ATMs across the country.

HFCU Locations:

1. 5388 Old State Rd. 66
Newburgh, IN 47630
2. 8266 Bell Oaks Dr.
Newburgh, IN 47630
3. 966 N. State Rd. 61
Boonville, IN 47601
4. 5343 Pearl Dr
Evansville, IN 47712
5. 3540 First Ave
Evansville, IN 47710
6. 331 E. Boonville-New Harmony Rd.
Evansville, IN 47725
7. 4920 Vogel Rd.
Evansville, IN 47715

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