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California Bank & Trust (CB&T), a subsidiary of Zions Bancorporation (NASDAQ: ZION), is one of the largest banks in California with more than $10 billion in assets, and a vast branch network throughout CA. CB&T has won numerous awards, including being named San Diego's Best Bank by the San Diego Union-Tribune. The bank offers competitive mortgage rates, high-yield savings and CDs, auto loans, and more. Headquartered in San Diego, CA, California Bank and Trust is the result of a conglomeration of several banks. It was formed in 1998 when Zions Bancorporation, Sumitomo Bank, Grossmont Bank and First Pacific National Bank merged. Later aquisitions included Regency Bank in 1999 and Eldorado Bank and Antelope Valley Bank, in 2001. CB&T also acquired Alliance Bank and Vineyard Bank with help from Federal Deposit Insurance Corporation (FDIC) when those banks failed. Today, the bank operates over 100 branches, employees almost 1,700 people, and is part of the STAR System, MasterCard, VISA/PLUSTM, AMEX and Discover ATM networks. California Bank & Trust offers a full suite of financial products to consumers. On the personal banking side, this includes checking accounts, savings accounts – IRAs, certificates of deposit (CDs) – and wealth management, also available via online and mobile banking. CB&T also offers auto, RV, and personal loans, home equity loans and HELOCs, and home mortgages. As a mortgage lender, the bank uses its regional structure to make fast, community oriented decisions for borrowers. CB&T offers home loans for both buying a new home and refinancing a mortgage. Find out how California Bank and Trust interest rates fare against RateZip's network of lenders in California and nationwide. This bank profile is not an endorsement or advertisement for the bank's products and services. RateZip is an independent publisher of bank information.