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BB&T Bank (Branch, Banking & Trust), a subsidiary of BB&T Corporation (NYSE: BBT), is one of the largest banks in the United States. With over $227 billion in assets, BB&T is one of the largest American banks. Headquartered in Winston-Salem, North Carolina, the bank operates around 1,900 banking branches in 15 states and Washington D.C. BB&T offers home mortgage loans, automobile loans, certificates of deposit (CDs), savings accounts, and other personal banking products.
BB&T's history begins in 1872, with the founding of Branch and Hadley, named after its founders Alpheus Branch and Thomas Jefferson Hadley. In 1913, the company became Branch Banking & Trust Company, or BB&T. The bank has been part of numerous mergers & acquisitions over the years, including deals with Southern National Bank and Colonial Bank of Alabama. Today, BB&T Bank operates in Alabama, Florida, Georgia, Indiana, Kentucky, Maryland, North Carolina, New Jersey, Ohio, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, and West Virginia, along with the District of Columbia.
BB&T offers competitive CD rates, an array of traditional checking and savings account options, and various other banking products. Its CDs have colorful names such as Can't Lose and Stepped Rate, with each option serving a slightly different purpose. The bank also originates auto loans, home equity loans, and mortgages. Mortgage options include options for those buying a home, refinancing, buying a home for the first time, or building a home. Their products include 15-year fixed rate and 30-year fixed rate loans, adjustable rate mortgages (ARMs), and VA products. BB&T even offers IRAs to help customers plan for retirement.
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