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Bank of the West, a subsidiary of BNP Paribas (Euronext: BNP, OTCQX: BNPQY)), is a bank headquartered in San Francisco, California. As of this writing, the bank has over $60 billion in assets and more than 700 banking branch locations in a 19 state footprint that covers American Midwest, West Coast, Southwest, and Rock Mountain regions. Bank of the West is a full service financial institution, with offerings ranging from certificates of deposit (CDs) to auto loans to home loan rates.
Bank of the West's history dates back to 1974 with the founding of Farmers National Gold Bank in San Jose, California. In 1979, the bank became Bank of the West, and in 1980 BNP Paribas, which owned the French Bank of California, purchased Bank of the West, merging the two banks and keeping the latter's name. Recent acquisitions of note include United California Bank and Commercial Federal Bank of Omaha. Today's Bank of the West's holding company, Bancwest Corporation, is the 31st largest financial institution in the United States.
With a big bank like Bank of the West, you know what you're getting – convenient branch locations, a big network of ATM machines, a well-designed online and mobile banking platform, and a full suite of financial products. Whether you're looking for a CD, a traditional savings or checking account, or a money market account, Bank of the West has you covered. Not surprisingly, the company is also a large lender, offering financing for vehicles and construction, personal and home equity loans, and mortgages.
If you're looking to purchase a home or refinance your existing mortgage, Bank of the West is a great place to start. That said, the company only lends in the following states: Arizona, California, Colorado, Idaho, Iowa, Kansas, Minnesota, Missouri, Nebraska, Nevada, New Mexico, North Dakota, Oklahoma, Oregon, South Dakota, Utah, Washington, Wisconsin, and Wyoming. Assuming that your property is in one of these states, the following options are available:
Fixed Rate, Conventional Mortgages: 15 year fixed, 30 year fixed
Adjustable Rate Mortgages (ARMs), Conventional: 3/1 ARM, 5/1 ARM
VA Mortgages: 15 year fixed-rate VA, 30 year fixed-rate VA, 3/1 ARM
Jumbo Mortgages: 15 year fixed, 30 year fixed, 3/1 ARM, 5/1 ARM, VA options available
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