Home$tart and Home$tart Plus Programs

Both Home$tart and Home$tart Plus are offered by the Federal Home Loan Bank of Des Moines. Applicants can receive as much as $7,500 (for Home$tart) or as much as $15,000 (for Home$tart Plus). This can be used to help cover the down payment, closing costs, or rehabilitation.

Funds are awarded first-come, first-serve.

In order to be eligible, applicants must fall within the following total household income limits (as of 2020):

  • 1 person household: $46,050
  • 2 person household: $52,600
  • 3 person household: $59,200
  • 4 person household: $65,750
  • 5 person household: $71,050
  • 6 person household: $76,300
  • 7 person household: $81,550
  • 8 person household: $86,800

Applicants must also complete homebuyer education.

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