Sign Me Up! When I started in the mortgage business years ago, I was too ignorant to realize I should not have been doing well. Rates were high, competition was nasty, inventory was low, etc. (Yes, the industry is cyclical, … Continue Reading

Remember that the happiest people are not those getting more, but those giving more. ~ H. Jackson Brown, Jr. There are many among us who think there should be no season of giving. Instead, giving should be an ongoing and … Continue Reading

There are many benefits to working with a local lender. Often local lenders can be more flexible with their borrowers and have more attentive customer service. However, it can also be difficult to find many local lenders to work with, … Continue Reading

Fees, closing costs, down payments – a lot of expenses are associated with obtaining a mortgage. Even if you can afford monthly mortgage payments, coming up with the cash for these other costs can be tricky. And sometimes you want … Continue Reading

If you’re a United States veteran and you’re looking to buy a home, consider getting a VA loan. These unique loans are guaranteed by the Department of Veteran Affairs (or VA) and are offered to service men and women and … Continue Reading

WOV!  Worth, Opinion, Value There is a popular saying among real estate cynics that a house is only worth what someone will pay for it. Hmm So how does a seller know how much a buyer will pay? There are … Continue Reading

In the 1st Century CE,  Plutarch posed the question regarding which came first, the chicken or the egg, as a philosophical matter in his essay “The Symposiacs.” I’ll bet you didn’t know THAT, did you? I am a veritable font … Continue Reading