April 18, 2024.

15 Year Fixed Rate Mortgage: The initial principal and interest payment on a 15-year $250,000 15 Year Fixed Rate Loan at 4.875% and 80% loan-to-value (LTV) is $1969 with 0 points due at closing. The Annual Percentage Rate (APR) is 4.935%. This product and pricing assumes a FICO score of 720 on a primary residence single family home. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Rate is Fixed.

30 Year Fixed Rate Mortgage: The initial principal and interest payment of a 30-year $250,000 30 Year Fixed Rate Loan at 5.500% and 80% loan-to-value (LTV) is $1328 with 0 points due at closing. The Annual Percentage Rate (APR) is 5.536%. This product and pricing assumes a FICO score of 720 on a primary residence single family home. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Rate is Fixed.

*Savings Scenario Disclaimer:

Refinancing saves an average of $3,168 a year in payments. This scenario assumes a 30-year fixed rate loan of $300,000 with a 6% apr and a monthly mortgage payment of $1,799 has been refinanced to a 4% apr and a refinanced monthly mortgage payment of $1,535. This would yield a monthly savings of $264, or $3,168 per year. This scenario does not include closing costs. This scenario does not consider the possibility of lengthening the loan. This product and pricing assumes a FICO score of 720 on a primary residence single family home. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Rate is Fixed.

Ask your loan officer about all options and about low fixed rates. Actual interest rates and terms availe will vary based on individual credit qualifications including credit history, income, loan to value, property type and location and other factors. RateZip.com is publisher of mortgage information. RateZip.com is not a lender and does not make loans.

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