The Assistance Program (or Assist Program) is offered by Romeoville and other local communities. Three percent of a borrower’s loan amount is offered as a grant to help cover the costs of closing and the down payment.

In order to qualify, an individual must be a first-time homebuyer and fall within certain income limits. This program cannot be used for refinancing.

Only primary residences are allowed for the Assist Program. The property must be a new or existing, owner-occupied single-family home, townhome or condominium. The purchase price limits for 2020 are $344,819 for non-targeted areas and $421,446 for targeted areas.

The income limits for the household for 2020 are:

• 1 or 2 person household in a Non-Targeted Area: $79,432
• 3 or more person household in a Non-Targeted Area: $91,347
• 1 or 2 person household in a Targeted Area: $92,280
• 3 or more person household in a Targeted Area: $107,660

Other programs in Illinois:

• Down Payment Plus Programs
• HOMEbuyer Program
• 1stHomeIllinois
• Chicago Home Buyer Assistance Program
• City of Alton’s Homeownership Program
• Joliet Down Payment Assistance Program
• Kane County First-Time Homebuyer Program
• Normal Homebuyer’s Down Payment Assistance Program

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