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Following Up  

Apr
3

FU, as in Following Up! Equifax, Reverse Mortgages, and More!

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I often takes notes while on conference calls or in seminars by using a sort of self created shorthand (that I often am unable to decipher later). One understandable yet perplexing aspect of that shorthand is my use of FU. … Continue Reading

Cryptocurrencies  

Oct
3

Cryptocurrencies: What They Are and How They Work

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Even if you’re not involved in the finance world, chances are you’ve heard of cryptocurrencies. There are several types of cryptocurrencies, but the most common ones are Ethereum, Litecoin, Dash, and, of course, Bitcoin. But what, exactly, is Bitcoin? Is … Continue Reading

Equifax Cyber Security  

Sep
20

The Equifax Debacle, Part II: Repercussions & Updates

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The Equifax Debacle, Part II Which Reminded Me That Cahoots is One of my Favorite Words On September 18, National Mortgage News posted this headline: “Are credit bureaus, housing groups in cahoots to kill FICO scores?” And there it was … Continue Reading

 

Sep
11

Um, Hacked Much? A Summary of the Equifax Breach

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The country was appalled when recent news about the Equifax hack spread. Equifax hack: What’s the worst that can happen? Equifax breach may kill repeal of CFPB mandatory arbitration rule Seven aftershocks of the Equifax breach: What bankers need to … Continue Reading

Blispay  

Jun
20

Blissfully Blispay – No Payments No Interest Offer

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If you’re currently looking to get a new credit card, consider Blispay Visa® Card. It can be used wherever Visa cards are accepted, and it sports some pretty exciting promotional offers. For example, Blispay is currently offering a “No Payments … Continue Reading

Credit Score Lowering  

Mar
28

Does Checking Your Credit Score Lower It?

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Recently, while doing some research on mortgages, I came across this paragraph on QuickenLoans.com: “To get the ball rolling on your new payment, we need your credit score. This is something every mortgage company requires. The credit check only takes … Continue Reading

 

Nov
22

Trended Credit Data (TCD): Put Down That Revolver

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WHAT IS TRENDED CREDIT DATA? Credit scoring is a way that lenders predict whether a consumer will pay on time. This has typically been accomplished by generating a FICO score. Read more on FICO from previous blogs (scroll down to … Continue Reading

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