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The third-party advertisers and lending partners listed on RateZip’s personal loan comparison page may offer personal loans with rates that range from 5.2% APR to 160% APR with terms from 6 months to 144 months. These rates and terms are subject to change without notice and are controlled by our third-party advertisers and lending partners, not by RateZip, and actual rates may differ from advertised rates based on the eligibility criteria set by the lending partner, which includes factors such as credit score, loan amount, loan term, credit usage and history, and your state’s laws. Other fees may apply to these personal loan offers, including origination fees or late payment fees. Please see the lending partner’s terms and conditions for more information. The personal loan offers listed on RateZip will require your application to and approval by the lending partner. Therefore, it is possible that you may not qualify for a personal loan or may not qualify for the highest loan amount or lowest rates. Approvals and applications are not controlled by RateZip. RateZip may receive compensation from these lending partner or third-party advertisers for listing a lending partner or third-party advertiser on this page. An example of a personal loan repayment is as follows: For a $15,000 personal loan with a 48 month term, and APRs ranging from 5.2% to 160%, assuming all payments are made on-time, the monthly payments would range from $346.80 to $2,004.93, and the total amount paid would range from $16,646.40 to $96,236.69.