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Today’s CD Rates

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May
30

How to Use CD Ladders for Better Rates Long-Term

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The current low-rate environment has many savers gnashing their teeth. They like the idea of cash products, but the yield is so low that they are hard-pressed to beat inflation. One way to take advantage of the protections that come … Continue Reading

 

May
13

CD Rate Deal of the Week, 5/13: M&T Bank

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Though short term interest rates remain low, savers still need a place to put their money in the short term M&T Bank’s 1-year CDs provide one reasonable option. As of today, M&T is offering a 0.10% APY on 1 year … Continue Reading

 

Aug
22

CDs were big when CDs were big

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What is a Certificate of Deposit? A certificate of deposit (CD), also known as a time-deposit account, is a fixed-term investment offered by financial institutions. As a depositor into a CD, you are essentially lending money to your bank or … Continue Reading

 

Jul
16

CD Rate Deal for Tuesday, July 16, 2013: The Institution for Savings

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Have you ever heard of the Institution for Savings? Don’t feel bad if the answer is “no,” most people haven’t. However, the Institution is a bona fide savings institution that offers certificates of deposit, many times at rates higher than … Continue Reading

 

Jul
15

How to Get the Best CD Rate

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Savers are facing a lot of frustrations right now, stemming from the current low-rate environment. While there’s really no such thing as a truly “high yield” CD right now, it’s still possible to squeeze the best possible yield out of … Continue Reading

 

Jul
9

CD Rate Deal for Tuesday, July 9, 2013: Stanford Federal Credit Union

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Talk about the Federal Reserve beginning to back out of the market support position has caused Treasury bill interest rates to double. That in turn is also causing many to wonder when consumer savings rates will finally begin to go … Continue Reading

 

Jul
1

CD Rate Deal for Monday, July 1, 2013: EH National Bank

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When your local bank barely pays 0.75 percent on a certificate of deposit, finding something closer to 1 percent is a goal everyone should striving for to fend off inflation. EH National Bank is currently offering a CD rate paying … Continue Reading

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