How to Use CD Ladders for Better Rates Long-Term

Written by Miranda Marquit on May 30, 2014

The current low-rate environment has many savers gnashing their teeth. They like the idea of cash products, but the yield is so low that they are hard-pressed to beat inflation. One way to take advantage of the protections that come … Continue Reading


CDs were big when CDs were big

Written by Stephanie Halligan on August 22, 2013

What is a Certificate of Deposit? A certificate of deposit (CD), also known as a time-deposit account, is a fixed-term investment offered by financial institutions. As a depositor into a CD, you are essentially lending money to your bank or … Continue Reading


CD Rate Deal for Tuesday, July 16, 2013: The Institution for Savings

Written by John Krystof on July 16, 2013

Have you ever heard of the Institution for Savings? Don’t feel bad if the answer is “no,” most people haven’t. However, the Institution is a bona fide savings institution that offers certificates of deposit, many times at rates higher than … Continue Reading


How to Get the Best CD Rate

Written by Miranda Marquit on July 15, 2013

Savers are facing a lot of frustrations right now, stemming from the current low-rate environment. While there’s really no such thing as a truly “high yield” CD right now, it’s still possible to squeeze the best possible yield out of … Continue Reading


CD Rate Deal for Tuesday, July 9, 2013: Stanford Federal Credit Union

Written by Paul Knag on July 9, 2013

Talk about the Federal Reserve beginning to back out of the market support position has caused Treasury bill interest rates to double. That in turn is also causing many to wonder when consumer savings rates will finally begin to go … Continue Reading


CD Rate Deal for Monday, July 1, 2013: EH National Bank

Written by Paul Knag on July 1, 2013

When your local bank barely pays 0.75 percent on a certificate of deposit, finding something closer to 1 percent is a goal everyone should striving for to fend off inflation. EH National Bank is currently offering a CD rate paying … Continue Reading


CD Rate Deal for Tuesday, June 25, 2013: Doral Direct

Written by Paul Knag on June 25, 2013

While it’s not the best offer out there, Doral Direct’s year and a half certificate of deposit is worth paying attention to in these low interest times. First, the CD rate offered is at 1.03 percent for 18 months, which … Continue Reading