One of the basic building blocks of sustainable finances is the emergency fund. Your emergency fund can provide you with a backstop in the event of financial difficulty. With an emergency fund to draw on, you can take care of … Continue Reading

A target date investment fund is a mutual fund with a specific end date in mind. That date is frequently a year in which one intends to retire, or in which the beneficiary will be attending college. The investments held … Continue Reading

There are multiple savings vehicles for which to park your money. However, depending on the purpose of the savings and the length between now and when you need to access it, you will want to choose different types of accounts. … Continue Reading

Your banking relationship is one of the most important aspects of your finances. You want to make sure that your money is in good hands, and that your account offers you the perks and protections that you need to meet … Continue Reading

You probably have a basic savings account where you keep a little of your cash for those “just-in-case” expenses. But did you know you could be earning extra interest on your money by stashing it in a money market savings … Continue Reading

Most of us want to save money. Because that’s what you’re supposed to do, right? Save at least 20% of your income? However, many of us either aren’t saving or hate saving for one big reason — we don’t know … Continue Reading

Many taxpayers find that, when they reach the end of the year, they still have an income that is higher than they would like. If it’s past December 31, though, reducing that income through deductions is difficult. You’re usually stuck … Continue Reading