The world of mortgages is constantly changing to give borrowers a faster, easier, safer experience, and LoanDepot has just announced another change for the better: the Mello Smartloan. Say goodbye to long wait times and frustrating document gathering – Mello … Continue Reading

Collateral is used as a type of insurance when you take out a loan – if something happens and you can’t repay your loan, the bank or lender still has the collateral, so they can get something back. One common … Continue Reading

New High LTV Programs: Lower Your Payments, Reduce Debt and Save Money! It’s a new year, and that means there are new High LTV Programs designed specifically to lower your payment, reduce debt and save you money! The best part? … Continue Reading

What is Equity? At Today’s Rates: Home Equity Loan is a Smarter Deal Than a Cash Out Refinance You could have cash hidden in your home and not even realize it. We’re not talking about a hidden stash of treasure – … Continue Reading

The Mortgage Magic Wand! There are XX Days until Christmas, the New Year, Valentine’s Day …. or some other marketable holiday. We are therefore, reminded and inspired to buy those gifts ASAP! One of the best gifts I ever received … Continue Reading

Blimey, I’m Going Postal in the UK! That’s right. As soon as I find a wealthy, close relative, we’re crossing the pond to take advantage of this fab new deal! First time home buyers in the UK can purchase a … Continue Reading

For those who need to take it, the MLO test is, quite literally, a gate keeper into the world of loan origination. With 125 questions and only a little over 3 hours to complete it, it can seem like a … Continue Reading