Springfield Down Payment Assistance

For first-time homebuyers or select displaced individuals in Springfield, as much as $5,000 can be offered as assistance funds. This is a forgivable 10-year loan with no interest or monthly payments.

As of 2020, the maximum sales price allowed is $130,000.

Applicants will need to be pre-qualified for a first mortgage.

A buyer’s guide and lender’s guide are both available for more information on this program.

For applicants, household income limits apply, which as of 2020 are as follows:

  • 1-person household: $36,600
  • 2-person household: $41,800
  • 3-person household: $47,050
  • 4-person household: $52,250
  • 5-person household: $56,450
  • 6-person household: $60,650
  • 7-person household: $64,800
  • 8-person household: $69,000

Other programs in Missouri:

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