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Virtual Bank is owned by Sabadell United Bank, headquartered in Miami, which is a branch of Europe's Banco Sabadell. Virtual Bank is online only, having built an online banking process from the ground up. Created for security and ease of use, both our clients and staff have all the tools and information they need right at their fingertips. While most traditional banks have adapted and cobbled together legacy systems and an online interface, VirtualBank has one platform, built to do business online and founded to save clients' money on everyday banking. The bank offers a small but effective basket of products - money market accounts, certificates of deposit (CDs), and checking accounts. Virtual Bank's slogan is simple: "We're building your wealth, not bank branches." At traditional banks the cost involved in building bank branches is passed along to banking customers in fees and rates. VirtualBank does not have a network of branches and operates efficiently through electronic and ATM transactions. This creates operating cost efficiencies which enable us to offer you higher yields on deposit accounts. And isn't that what banking is all about? The bank also offers its customers access to personal bankers. Maximizing your money is a big part of Virtual's promise, but there's an equally important reason to bank with VirtualBank, personal service. Each accountholder is assigned a dedicated Personal Banker, one person who's accountable and responsible for your satisfaction. Banking clients have an extraordinary level of privacy at VirtualBank. You may not be aware that most online banks today outsource the majority of their product fulfillment to a third party. When you take out a loan for instance, these banks give your personal information to multiple lenders. Unlike other banks, VirtualBank does not send your private information into cyberspace. This bank profile is not an endorsement or advertisement for the bank's products and services. RateZip is an independent publisher of bank information.