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Sebonic has been in business for almost 30 years. They hold licenses in 49 states and the District of Columbia, and their headquarters are in Charlotte, NC. Sebonic is a business name of Cardinal Financial Company, a full service lender. Sebonic offers conventional loans, jumbo loans, VA loans, and USDA loans, and offers tidbits of info to help potential borrowers choose the one that’s right for them. For example, USDA loans only apply to rural properties, while VA loans are only available to veterans and active duty servicemembers and their spouses. In addition to purchase loans, Sebonic also offers refinancing. This bank profile is not an endorsement or advertisement for the bank's products and services. RateZip is an independent publisher of bank information.