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OneWest Bank: Current Interest Rates, Savings, Jumbo Home Loans, Reviews & Complaints

OneWest Bank

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OneWest Bank, headquartered in Pasadena, California, is a division of CIT Bank, N.A. OneWest was created in 2009 when the Federal Deposit Insurance Corporation (FDIC) sold the assets of IndyMac Federal Bank to IMB HoldCo, a group made up mostly of hedge funds, and the newly formed bank began operating in March 2009.  In 2015, CIT Group Inc. acquired IMB HoldCo. CIT Group Inc. was founded in 1908, and its total assets exceed $65 billion.

Today, OneWest Bank operates 70 banking branch locations in Southern California. The bank has assets of more than $25 billion and over $14 billion in deposits, and offers mortgage loans, CDs, and more to Californians.

The Independent National Mortgage Corporation, better known as IndyMac, was one of the largest savings and loan associations in Southern California and one of the top ten mortgage lenders in the United States. The bank failed in 2008 during the subprime mortgage crisis, and to date it is the fourth largest bank failure in American history. OneWest Bank began operating on March 19, 2009 with $16 billion in assets and IndyMac's 33 banking branches. Since then, OneWest has continued to grow through acquisitions such as the First Federal Bank of California and La Jolla Bank.

OneWest Bank offers consumers in Southern California a full suite of financial products. The bank offers personal checking, savings, money market accounts, and certificates of deposit. OneWest also specializes in jumbo mortgage origination. With online banking and an automated phone system, OneWest Bank offers 24/7 banking access to its customers.

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OneWest Bank Refinance & Purchase Loans

ProductRateApr
30yr Fixed4.625%4.634%
15yr FixedGet RatesGet Rates
6 mo CDGet RatesGet Rates
1yr CDGet RatesGet Rates
2yr CDGet RatesGet Rates
SavingsGet RatesGet Rates

Rates updated 11/30/2018 16:46 PM CDT. Rates are verified at the time of collection from public sources, and are subject to change at any time.

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OneWest Bank CD Rates

Rates updated 11/30/2018 16:46 PM CDT. Rates are verified at the time of collection from public sources, and are subject to change at any time.

OneWest Bank Savings Rates

ProductMinimum DepositApy
SavingsGet RatesGet Rates

Rates updated 11/30/2018 16:46 PM CDT. Rates are verified at the time of collection from public sources, and are subject to change at any time.

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