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New York Community Bank (NYCB), a subsidiary of New York Community Bancorp (NYSE: NYCB), is one of the largest thrifts in America and the largest in the state of New York. The bank's holding company has over $44 billion in assets, and NYCB operates in five states: New York, New Jersey, Florida, Ohio, and Arizona. New York Community Bank offers competitive CD rates, mortgage rates, auto loans, and more from it's 239 branch banking locations and over the Internet. NYCB's history dates back to 1859 with the founding of Queens County Savings Bank. Though it still operates Queens County as a brand, the company changed its name to New York Community Bank in 2000 as it outgrew the borough of Queens. NYCB's model is to have separate “divisions” to serve distinct communities. There are 120 branches in New York, and four divisions. There's a division for New Jersey, one for Florida and Arizona, and one for Ohio New York Community Bank Divisions: Queens County Savings Bank: Serves New York City's Queens borough with 33 branches. Richmond County Savings Bank: Serves NYC's Staten Island borough with 22 locations. Roosevelt Savings Bank: Serves NYC's Brooklyn borough with 8 branches. Roslyn Savings Bank: Serves Long Island's Nassau and Suffolk Counties with 53 branches. Garden State Community Bank: Serves New Jersey with 51 branches. AmTrust Bank: Serves Arizona and Florida with 40 locations. Ohio Savings Bank: Serves Ohio with 28 branches. No matter what division you're working with, New York Community Bank offers a financial product to fit just about any need. This includes certificates of deposit, traditional checking and savings, and money market accounts. Additionally, NYCB is a mortgage lender in the five states where it operates, offering fixed-rate loans, adjustable rate mortgages (ARMs), and refinancing options. This bank profile is not an endorsement or advertisement for the bank's products and services. RateZip is an independent publisher of bank information.