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Loan Factory is a mortgage brokerage with a very unique best price guarantee. They’ll match any rate/cost combination, or they’ll pay you $500! Now that’s confidence in their pricing. It’s obvious that Loan Factory wants their borrowers to have the best experience possible. In fact, they earn less for each loan than their competitors do, and as a result, they are able to offer the borrower more savings. Their focus on customer service has caused over 80% of their business to come from repeat clients or referrals. If people keep on using the same service and recommend that service to their friends and family members, you know that it’s something good. Loan Factory used to be known as Hi-Mark Reality & Mortgage. They also have the trade name Mega Loans. Loan Factory has almost 90 active loans and more than 4,800 successfully closed loans. They are one of the top producers for refinance volume. Loan Factory is currently found in Washington, Minnesota, Texas and California, but hopes to soon expand to New Jersey as well. Their headquarters are in San Jose. This bank profile is not an endorsement or advertisement for the bank's products and services. RateZip is an independent publisher of bank information.