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Founded in 2012, Get A Rate is a new lender with a new way of doing things. Unlike other lenders, Get A Rate is non-commissioned. Their advisors are paid with a salary, whether or not you decide to pursue a loan application, which means that they’re only working with your best interest in mind. In addition to having salaried advisors, Get A Rate has their entire pre-approval process in-house, which means that you’ll find out whether or not you’re preapproved in as little as a half hour. Their accurate rate quotes and true affordability calculator also help make sure you’re knowledgeable and prepared. Get A Rate is primarily in New Jersey, but is also licensed in Pennsylvania, Connecticut, and Florida. This bank profile is not an endorsement or advertisement for the bank's products and services. RateZip is an independent publisher of bank information.