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First Internet Bank of India: Current Interest Rates, Home Loans, Reviews & Complaints

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First Internet Bank of Indiana, also known as First Internet Bank and First IB, is a subsidiary of First Internet Bancorp (NASDAQ: INBK). Although the company's name would seem to imply that First IB is a community bank serving Indiana, this is not the case – First Internet Bank is an online bank focused on serving the entire United States and does not operate brick & mortar banking branches.

First Internet Bank of Indiana was created in 1997 by David B. Becker as one of the first direct-banking (Internet only) institutions. The bank has been very successful to date, and it began trading on the NASDAQ in late February of 2013. Without question, First IB's success speaks to the growing comfort that consumers have conducting many or most financial transactions over the Internet.

Today, First Internet Bank offers checking and savings accounts, money market accounts, certificates of deposit (CDs), IRAs, and various credit cards. The bank is also a mortgage lender in all 50 states and Washington D.C., offering both traditional mortgages and home equity loans. Whether you are looking to purchase a home, purchase a second home or vacation home, or refinance an existing mortgage, First Internet Bank of Indiana may be right for you. Options include 15 and 30 year fixed rate loans, and 5/1 adjustable rate mortgages (ARMs).

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