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DollarSavingsDirect.com, an online division of Emigrant Savings Bank, offers high-yield savings accounts and CDs. Though Dollar Savings Direct offers only a few products, its rates are extremely competitive. As mentioned above, Dollar Savings Direct is an online offering from Emigrant Savings Bank, which is the biggest privately owned savings bank in the US and New York City's oldest savings bank. Emigrant, founded in 1850, is a large bank, with over $14 billion in assets. In addition to DollarSavingsDirect.com, Emigrant operates Emigrant Direct, another online banking platform. Dollar Savings Direct is well known for its interest rates on CDs and savings accounts. However, these rates require a $1,000 minimum deposit. This bank profile is not an endorsement or advertisement for the bank's products and services. RateZip is an independent publisher of bank information.