Atlantic Coast Mortgage, or ACM for short, was founded in 2011. They currently have ten locations: seven in Virginia, one in D. C., one in Maryland, and one in South Carolina. They are an independent mortgage company, and they state on their website that they have no plans of being bought or merging with a larger bank. This is an important bit of information, as many new mortgage companies do end up being bought or merging. If you choose to work with such a mortgage company and they merge or are acquired by a different bank, you could find your mortgage experience changing drastically.
ACM processes their loans in-house, which gives them more control and also allows loans to be closed faster. Their loan products include fixed rate loans, construction & renovation loans, refinancing, specialized financing, and reverse mortgages.
If you work with ACM, you can contact its loan officers anytime, even on weekends or after business hours. This is especially useful if you have a question about your loan that requires a fast answer.
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