There is no question that the last few years since 2008 have put the average person under extreme challenges in terms of personal finance. Pay reductions, layoffs, rising bills and utilities, and rising food costs all contribute to making a … Continue Reading

A typical part of obtaining a life insurance policy is a required medical exam, although this will depend on your age and the amount of insurance coverage you are asking for.  You’ll be given a physical exam, and asked to … Continue Reading