The Homes for Texas Heroes Program, offered by the Texas State Affordable Housing Corporation, is meant to help ensure that people with certain professions that help the community can have the chance to own their own home.
This program is offered to allied health faculty members, corrections officers, county jailers, emergency medical services personnel, fire fighters, juvenile corrections officers, military veterans, nursing faculty members, peace officers, professional educators, and public security officers.
In addition to a fixed-rate 30-year mortgage, the Homes for Texas Heroes Program provides a grant of between 3% and 5% of the mortgage amount. This can be used to help with the closing costs and down payment.
Applicants must be working with a participating lender. Applicants do not have to be first-time homebuyers, but those who are can also apply for a Mortgage Credit Certificate (MCC) at the same time, saving $500.
Other programs in Texas:
- My First Texas Home
- My Choice Texas Home
- Hill Country Home Down Payment Assistance
- 5 Star Texas Advantage Program
- Home Star Program
- Homeownership Across Texas