Homes Are Possible, Inc. (HAPI) offers two types of assistance, one for those in Brown County, South Dakota, and one for those in South Dakota but outside of Brown County.
HAPI Down Payment Closing Cost Assistance for those in Brown County offers a $3,500 non-forgivable loan with no interest. This loan is only paid back when your house is sold, refinanced, or the title is transferred.
For HAPI Housing Opportunity Funds, a $4,000 forgivable grant is offered to those outside of Brown County. A grant means that it does not need to be paid back as long as the conditions of the grant are met.
Homebuyer education must be completed before acceptance to either of these programs.
Income limits and other conditions may apply.
Other programs in South Dakota: