https://www.ratezip.com/videos https://i3.ytimg.com/vi/BNGeYnn2YNc/hqdefault.jpg 3 Lines of APY Fine Print Most People Skip A headline APY is the ad. Truth in Savings, Regulation DD, requires the APY, any minimum balance to earn it, and the fees to be disclosed in writing… https://www.youtube-nocookie.com/embed/BNGeYnn2YNc 2026-09-28T19:39:22+00:00 https://i1.ytimg.com/vi/PSg_AKTYlxk/hqdefault.jpg High Yield Savings APY Fine Print You Should Read A headline APY is an advertisement. The account disclosure is where the terms live, and federal rules already require your bank or credit union to put the… https://www.youtube-nocookie.com/embed/PSg_AKTYlxk 2026-09-28T19:39:00+00:00 https://i2.ytimg.com/vi/14k3Z0mR2sc/hqdefault.jpg FDIC Insurance Limit: How Far $250,000 Really Goes The FDIC insurance limit of $250,000 is not a personal ceiling. It applies per depositor, per insured institution, per ownership category, which is why a… https://www.youtube-nocookie.com/embed/14k3Z0mR2sc 2026-09-28T17:31:33+00:00 https://i1.ytimg.com/vi/Hk2zk-Xfy4E/hqdefault.jpg $250,000 Is Not Your FDIC Ceiling The $250,000 FDIC limit is per depositor, per insured institution, per ownership category, not a personal ceiling. https://www.youtube-nocookie.com/embed/Hk2zk-Xfy4E 2026-09-28T17:31:29+00:00 https://i1.ytimg.com/vi/XcrAabTNOdE/hqdefault.jpg Fed week, September 2026: what a cut does to your savings The Fed decides Wednesday, September 16. Six cuts since September 2024 took the top of the target range from 5.50% to 3.75%. https://www.youtube-nocookie.com/embed/XcrAabTNOdE 2026-09-15T19:42:08+00:00 https://i2.ytimg.com/vi/uzwk36PPIpM/hqdefault.jpg The Fed meets Sept 15 and 16: what it means for your savings The Fed meets September 15 and 16. It does not set your savings rate, your bank does. Savings floats, a CD locks. https://www.youtube-nocookie.com/embed/uzwk36PPIpM 2026-09-11T17:27:38+00:00 https://i3.ytimg.com/vi/JtKpIjb_cNY/hqdefault.jpg September 2026 FOMC Meeting: What It Can and Cannot Do to Your Savings Rate The September 2026 FOMC meeting runs September 15 and 16. Before it does, here is the mechanic most savers get wrong: the Federal Reserve does not set… https://www.youtube-nocookie.com/embed/JtKpIjb_cNY 2026-09-11T17:27:36+00:00 https://i3.ytimg.com/vi/RSCPJ-UZips/hqdefault.jpg The VA Benefit Is Reusable #shorts The most expensive VA loan myth is that you already used yours. The benefit is reusable. https://www.youtube-nocookie.com/embed/RSCPJ-UZips 2026-09-06T19:27:14+00:00 https://i2.ytimg.com/vi/E7pJQ4daaic/hqdefault.jpg VA Loan Myths That Cost Veterans Money | RateZip The most expensive VA loan myth is that you already used yours. The benefit is reusable, and people leave it on the table every year over things that were… https://www.youtube-nocookie.com/embed/E7pJQ4daaic 2026-09-06T19:26:58+00:00 https://i1.ytimg.com/vi/TYi44AmTnNQ/hqdefault.jpg Checking Your Own Credit Score Is a Soft Inquiry #shorts Checking your own credit score is a soft inquiry, and soft inquiries do not lower your number. https://www.youtube-nocookie.com/embed/TYi44AmTnNQ 2026-09-05T17:33:28+00:00 https://i4.ytimg.com/vi/GYqSmj4jw9U/hqdefault.jpg Does Checking Your Credit Score Lower It? | RateZip Checking your own credit score does not lower it. When you look up your own score or pull your own report, the bureaus record it as a soft inquiry, and… https://www.youtube-nocookie.com/embed/GYqSmj4jw9U 2026-09-05T17:30:03+00:00 https://i2.ytimg.com/vi/yVAnfpY3aCA/hqdefault.jpg Why a Small APY Gap Is Not Small Two savings accounts, one paying a little more than the other, do not stay a little apart. https://www.youtube-nocookie.com/embed/yVAnfpY3aCA 2026-08-27T15:09:20+00:00 https://i2.ytimg.com/vi/yXLFcBN7zAg/hqdefault.jpg Why a Small APY Gap Is Not Small Two savings accounts, one paying a little more than the other, do not stay a little apart. https://www.youtube-nocookie.com/embed/yXLFcBN7zAg 2026-08-27T15:09:09+00:00 https://i2.ytimg.com/vi/ulOMIUH6c40/hqdefault.jpg Reverse Mortgages Explained in 60 Seconds #Shorts Reverse mortgages explained in 60 seconds. Educational only, not financial advice. https://www.youtube-nocookie.com/embed/ulOMIUH6c40 2026-08-23T13:10:51+00:00 https://i2.ytimg.com/vi/9JYKo-Ryqng/hqdefault.jpg Reverse Mortgages Explained in 60 Seconds | RateZip Reverse mortgages can let eligible homeowners age 62 and older turn part of their home equity into cash without a required monthly mortgage payment. https://www.youtube-nocookie.com/embed/9JYKo-Ryqng 2026-08-23T13:10:40+00:00